
Medisave-MediSheild-Central Provident Fund - clarification
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Medisave-MediSheild-Central Provident Fund - clarification
Hi All!
I'm new in this forum as I'll be moving to Singapore by the end of November because of my husband's new job. We are both Italian.
I was trying to find some information about the Health System in Singapore.
We don't have kids at the moment and my husband will have a medical insurance through his company (i'll probably be added)...anyone of you has experience with Medisave or Medisheild or CPF? I'm a bit confused...What are they? Can we apply as expats?
Thank you for helping
Anna

I'm new in this forum as I'll be moving to Singapore by the end of November because of my husband's new job. We are both Italian.
I was trying to find some information about the Health System in Singapore.
We don't have kids at the moment and my husband will have a medical insurance through his company (i'll probably be added)...anyone of you has experience with Medisave or Medisheild or CPF? I'm a bit confused...What are they? Can we apply as expats?

Thank you for helping
Anna

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Re: Medisave-MediSheild-Central Provident Fund - clarificati
annasilvia wrote:Hi All!
I'm new in this forum as I'll be moving to Singapore by the end of November because of my husband's new job. We are both Italian.
I was trying to find some information about the Health System in Singapore.
We don't have kids at the moment and my husband will have a medical insurance through his company (i'll probably be added)...anyone of you has experience with Medisave or Medisheild or CPF? I'm a bit confused...What are they? Can we apply as expats?
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Thank you for helping
Anna
Medisave, Mdishield & CPF are only for Singapore Citizens and Permanent Residents. These are NOT available to Employment Pass, Dependent Pass or LTVP/SVP holders.
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annasilvia wrote:Thank you JR8, but unfortunately we are not PR.
We will apply for it in the future. Anna
If you were PR, you (probably) wouldn't be being offered an expat package. Circular isn't it?

Generalising:
Local - gets salary + benefits + CPF
Expat - gets Salary*3 + benefits*3 + extras
I got posted to a few countries. It was, in retrospect, a nightmare being enrolled into the local pension scheme/CPF. You leave after 2 years, the balance is worth nothing really, a few hundred, but you can't just walk away. Cue: hours of work trying to figure out how you can extract anything of value out of it. Finally you're told you have to pay tax on it, or, leave it for 40 more years.
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