My wife and I have a 7 year old boy and had a little girl 7 months ago when we were living in Europe. We've now relocated to Singapore and we have signed up for extensive health insurance through BUPA, as well as the insurance I have through my company. All in all we are well covered in all departments. However the part of insurance that is related to pregnancy does not cover before after 9 months and we knew that when we signed up. We quite simply couldn't find an insurance that would cover from day one. We looked at each other back then and we said to each other, well we don't really want any more children. At least not now.
My wife started on the pill but she a little infection a month back and the doctor recommended to stop taking the pill for a period. She did and now she is pregnant. It has to come down to one single night when we both shared a bottle of wine

We both love our kids and would love one more, this all just comes quite unexpected and I don't believe we are covered insurance wise for the pregnancy, although she will not give birth before March next year.
My questions after all this explaining is:
1.) Does anyone have any idea what a pregnancy will cost, with scans, doctors and most likely c-section in a good hospital?
2.) We have been here 4 months now, so as such our insurance should cover from late January but I am not sure if it will cover anything when the pregnancy has started in the9 month period?
3.) Which hospitals would you recommend here in Singapore, as the best when it comes to giving birth?
You help will be highly appreciated.