>>His company will not provide school or housing allowance, so everything is > >on us and seems to add up quick!
I sure hope he's making at least $240k/year SGD for even a remotely comparable lifestyle to what you have now. Where in the US are you from?
>>Are we better off finding a temp Service Apartment/housing until we settle >then look for school and move near the school, or are we better off bitting >the bullet and just pick a more centrally located neighborhood for a one year >lease and move in a year if needed?
Find a service apartment for one month. Don't rent anything sight-unseen. If this is on your own dime also, there are cheap-ish Service Apartments in the vicinity of Paya Lebar MRT. The address will be on Geylang Lorong 40, 42, maybe 44. This is important: You don't want a service apartment on a Geylang Lorong in the mid 30s or lower in value. The costs will be lower, but they're often really hourly motels with working girls nearby. Where I pointed you to is decent though, and should be maybe $3k a month.
After that, are you going to enroll in the public school system or private school system? This goes back to the husband's pay. If a private school, then get a place convenient near the school. Note that private schools run on average $3k/month.
There are whole forums dedicated to public schools. As a foreigner, you may not know where your kid will be assigned. I'd just rent a place centrally for a year and then spend a lot of time figuring out how the system works and where your kid will be placed. You'll be able to make a better decision then.
>I heard commute is crazy during rush hours. I'm not too fond of the idea of > busing my child for 45min to an hour each way to school.
It's crowded, but busses and trains are efficient. 45 mins gets you from most of the island into the CBD. Where is his office?
> As for schools, I'm looking for a school that's nurtures ....
Sounds like you're leaning towards private. Again, what's your budget for all of this? I hope you've thought that through, because I'm a bit surprised a company would pay a sufficient salary to cover the life style you're looking for, but not give housing and/or school allowances.
Just guessing and throwing out numbers since I don't really know what type of lifestyle you'd expect, but I would say you're looking at least $4k/month rent for an average 3bedroom condo you'd like, and then at least $3k/month for school for the first kid. Theres some kind of discount in most private schools for the second kid, but that's a few years away and let's just say it's $2k/month. You're now at $9k/month before any other expenses. At that salary level, you'll be paying at least 6-7% to Singapore, and income above that level will be over the US earned income exclusion, so you'll be making quarterly estimated tax payments to the IRS in the 25-30% range.
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