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Singapore v/s Poland v/s Bangalore

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Sergei82
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Postby Sergei82 » Sat, 13 Apr 2013 1:19 am

Don't really understand what was that from vink2…

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x9200
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Postby x9200 » Sat, 13 Apr 2013 7:38 am

I used to know (fortunately not in person) one girl whose view was similarly polarized without any deeper reflections but it was the other way. Singapore was an ideal places and set everywhere as an example. When she was back in Poland she suffered from something like a deprived from the paradise syndrome, so everything was bad and everybody extremely rude (as opposite to how people behaved in SG) etc. But here, as said it is kind of the other way around although with no open criticism against SG. Of course it may all change when she is eventually back. Still pretty interesting case.

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Postby sundaymorningstaple » Sat, 13 Apr 2013 8:55 am

vink2 wrote:x9200, Sergei82

Guys, both of you have ridiculous communication skills.
Who on earth need your rocket science coding skills. Think about it. :P


pot. kettle. black. :roll:

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zzm9980
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Postby zzm9980 » Sat, 13 Apr 2013 10:58 am

Since wd40 likes numbers, here is something I read in wsj this morning:
Over 50% of India's 247 million households still defecate in the open
http://on.wsj.com/ZR3RCZ



Pretty sure most of Poland has indoor plumbing.

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Postby Hannieroo » Sat, 13 Apr 2013 12:36 pm

vink2 wrote:
Wd40 wrote:1)More disposable income in KL
2)4 hour cheap flights on air asia to Bangalore
3)Climate and weather is like India
4)Little India and so much of India related stuff in KL

But of course, Bangalore is even better so there is no need to go to KL.


I understand you, but I will tell you the true you don't know: even Romania is better than Singapore, and this is because you don't understand beyond figures.
In Romania you may have well off life with personal big house and feel safe, explore great nature and travel without visa to many destinations - not all of these you may have in Singapore or India.


A big house and money is great. But the schooling is shite, you can't leave the house without being pickpocketed or surrounded by packs of feral dogs and children beg on the streets. But, hey, they built an Ikea and a Debenhams.

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Wd40
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Postby Wd40 » Sat, 13 Apr 2013 1:40 pm

zzm9980 wrote:Since wd40 likes numbers, here is something I read in wsj this morning:
Over 50% of India's 247 million households still defecate in the open
http://on.wsj.com/ZR3RCZ



Pretty sure most of Poland has indoor plumbing.


Irrelevant dude! Why do you have to take the whole aggregate of India everytime? India is like a continent, its just too big. Lets talk about cities in question, ok?

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Postby Wd40 » Sat, 13 Apr 2013 1:41 pm

Sergei82 wrote:
vink2 wrote:
Sergei82 wrote:I wonder, do you REALLY think that there are so many Indians in software in Singapore because they are good at it??? I knew you sometimes may be a little bit irrational when agitated, but now you indeed raised my hair!


So you mate claim to be Russian and want to say something about Indians, so tell them.

I know some nice Indians: I work with them and I like them, have no idea what you are talking about. :shock:

I claim to be Ukrainian and I also know some nice Indians. I think, even Wd40, although he is an Indian himself, can tell you that there are droves of Indians in software here not because they are good at it, with some exceptions. I'll give you a hint: Inosys, Accenture, Cognizant, …


I agree with this. Indians in IT not because they love it or good at it. Its because of the earnings potential due to the huge arbitrage b/w the dollar and rupee exchange rate.

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Postby Wd40 » Tue, 11 Jun 2013 6:31 pm

Ok. I applied for an internal mobility opening in my bank for Wroclaw. The role and level is same as my existing role in Singapore.

The HR approached me and asked me salary expectations. I did some quick research on Numbeo, some salary guides and also taking the income tax and insurance in Poland which is 30% into account and quoted 20,000 Zlotys per month, which is the same salary I make here in Singapore dollars.

The HR was shocked and came back and told me the salary for that role is 6000Zl per month. :o

No wonder why jobs are moving to Poland. Its cheaper than even India!

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Postby zzm9980 » Tue, 11 Jun 2013 7:33 pm

Are a lot of Indians taking these offers and moving there though? It seems like they're trying to tap the local labor pool, not bring foreigners in there.

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Postby x9200 » Tue, 11 Jun 2013 7:44 pm

If one is not focused to maximize the savings then 6k plz in Poland gives higher standard of living than 6k SGD in Singapore.
And Zzm is right, the local IT labour market is abundant in good class specialists.

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Postby Wd40 » Tue, 11 Jun 2013 7:47 pm

zzm9980 wrote:Are a lot of Indians taking these offers and moving there though? It seems like they're trying to tap the local labor pool, not bring foreigners in there.


The only Indian I have heard moving there was a person at AVP level on an expat package. None on the local package yet. In fact I wouldnt go there myself, unless they keep me on Singapore payrolls and my Singapore salary intact and then pay for my expenses in Poland. I know thats not going to happen. :)

And I agree with X9200, most people there are locals.

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Postby zzm9980 » Wed, 12 Jun 2013 7:34 am

Wd40 wrote:
zzm9980 wrote:Are a lot of Indians taking these offers and moving there though? It seems like they're trying to tap the local labor pool, not bring foreigners in there.


The only Indian I have heard moving there was a person at AVP level on an expat package. None on the local package yet. In fact I wouldnt go there myself, unless they keep me on Singapore payrolls and my Singapore salary intact and then pay for my expenses in Poland. I know thats not going to happen. :)

And I agree with X9200, most people there are locals.


AVP level? Your salary looks about AVP level, so aren't you one?

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Postby Wd40 » Wed, 12 Jun 2013 8:54 am

AVP base salaries in my bank are 120K, significantly higher than mine. I havent included the employer's contribution to CPF yet, with that my annual salary is just a touch below the 6 figure mark. Going to Poland at 6k Zls with 30% tax will be joke when I paying like 3.5% tax on my salary here.

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Postby x9200 » Wed, 12 Jun 2013 9:32 am

Factoring in that you will pay 50-70% less for the apartment rental where now it is likely like 25% or more of your salary looks pretty the same to me.

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Postby Wd40 » Wed, 12 Jun 2013 9:44 am

x9200 wrote:Factoring in that you will pay 50-70% less for the apartment rental where now it is likely like 25% or more of your salary looks pretty the same to me.


Are the apartments furnished though? I know furnishing doesnt cost a lot if you consider very long term rentals, but if its like 1 or 2 yr thing then its significant.

I agree with your earlier post that if savings is not the priority then the salary is good. But for me rent is 25%, other expenses is 25% and I still save 50% of my salary. The Polish gross even before tax is way lower than the amount I am saving now. I think as an expat and no social security in my home country, having good savings is a must. For Polish locals I guess the tax they pay, they somehow get it back as retirement benefits, so its ok for them not to save anything.

I think Singapore's low tax structure is best for expats, because expats anyways dont get the retirement benefits, so might as well pay low taxes. For the locals though, it may not be such a good thing.


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