I have Check ID written on all my cards. I was actually advised this by some stores in the US (before I moved to Singapore). I am not sure if it violates card T&C, I will check my agreements over the weekend and update my findings.x9200 wrote:It is IMHO the same level of paranoia to expect somebody would be copying your signature as for the shop assistants refusing to accept an unsigned one. Unfortunately, the later, as JR8 already mentioned, violates the CC's T&C.
And it is the same level because I don't really believe the signature gets ever verified in any reliable way.
lol, you have so much time on your hands, to check your terms and conditions? Why even need so much cards if you are so paranoid? One card that you feel gets you enough points will do, man.vishalgupta2 wrote:I have Check ID written on all my cards. I was actually advised this by some stores in the US (before I moved to Singapore). I am not sure if it violates card T&C, I will check my agreements over the weekend and update my findings.x9200 wrote:It is IMHO the same level of paranoia to expect somebody would be copying your signature as for the shop assistants refusing to accept an unsigned one. Unfortunately, the later, as JR8 already mentioned, violates the CC's T&C.
And it is the same level because I don't really believe the signature gets ever verified in any reliable way.
I have a few cards still from US, which I decided to just keep (mostly for all the stuff I buy in USA, and for great rewards and to keep my history in US alive). As for Singapore cards, I only have a citicard.Callput wrote:
lol, you have so much time on your hands, to check your terms and conditions? Why even need so much cards if you are so paranoid? One card that you feel gets you enough points will do, man.
Life is a lot more simple than you guys make it to be.
But they rarely bother even looking at signatures here in Singapore. And I'm not talking about "no signature needed for purchases below XX" in the supermarkets. Restaurants, electronics stores, department stores, boutiques.....zzm9980 wrote:This isn't for your protection at all, it is for the stores. (You really think they give a shit about you?)
Note that the box says "Authorized Signature". This is what the store is supposed to check to make sure the signature on the receipt matches that of the authorized individual. Not anything else. Is this mostly security theatre and are there a lot of loopholes in this approach for fraudsters to exploit? Of course, but it shifts the liability from the merchant to the fraudster or the bank.
Also, as pointed out on JR8's link, an unsigned card is technically invalid. Your signature is showing that YOU the cardholder agree to all of the terms and conditions of using the card. Amongst other things, paying the bill.
The term for that is "Security Theatre", popularized by the TSA in the US and all other similar regimes that followed suit after 9/11.x9200 wrote:This is a part of the same show: lets say this is for extra safety and make them more cautious and worried about the whole thing (no doubt for a good reason).
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