Below 100,000 would not go for bankruptcy by default, from what I know .. Singtel people would have attempted other means ..cloretss wrote:I was a Singapore PR. Few years back, I signed up for Singtel broadband packages, allowing a 4G usage of internet access, if anything more, will charge accordingly. I wasn't sure about how much is 4G, I raised the question and the sales person at Singtel told me - It is a lot, you will never use up to that amount. I asked the sales person about the calculation of usage, if it is according to month or 30days but he said he doesn't know. I signed the agreement but found out later I didn't tick the little box at the bottom of the agreement that stated "I agree to terms and conditions bla bla ...".
Few months later, I received the bill of 14k SGD. I am not sure what shall I do but I know it is ridiculous to pay as they have reviewed the package and increase the usage to 10G if you have signed the package at a later date (few weeks later), with the same price. The lawyer letter came so fast and I have no source to seek for help, and the amount shown in the bill increase tremendously due to the incurred process fees. I felt that there is no way I can win over this giant company and left Singapore before they declare me bankruptcy and trap me in the country.
It is almost 5 years now, I wonder what have they done to my case. I didn't receive any court letter (they might send to me after I have left) and they might already declare me bankruptcy. How can I ensure the situation of my case? And what might happen if I step in Singapore again?
So you signed something without knowing what it entailed?cloretss wrote: It is a lot, you will never use up to that amount. I asked the sales person about the calculation of usage, if it is according to month or 30days but he said he doesn't know. I signed the agreement but found out later I didn't tick the little box at the bottom of the agreement that stated "I agree to terms and conditions bla bla ...".
Well, nowadays it is fashionable to sell the Toxic debtsVaucluse wrote: Bankrupt? It is not for Singtel to declare you bankrupt, they will either have written it off or files a police report
If you are not in IPTO means you are not under bankruptcy, from what I know.cloretss wrote:I have check in IPTO, my record is clean. Is that enough to guarantee that I am not a bankrupt and can resume my life (I might want to study) in Singapore?
They have credit rating here?!ecureilx wrote:If you are not in IPTO means you are not under bankruptcy, from what I know.cloretss wrote:I have check in IPTO, my record is clean. Is that enough to guarantee that I am not a bankrupt and can resume my life (I might want to study) in Singapore?
However, a Credit Bureau search would also yield info if you have been marked, not that it matters much though, other than affecting your credit rating
See, from what I know, the Credit Bureu only screws PR/SC, the Foreigners are NOT in the system, and they can always, if in the system, swap around with new passport et al. The EP is / was not recognised, for some reason. I would have used the EP as the identifier.the lynx wrote:
They have credit rating here?!
:ironic:
Then they must have been very efficient here because credit cards are issued like mall pamphlets... (as long as you're SC/PR/EP)
Trust me, they don't (for S Pass), well at least not any more. I've done some naughty bits with greedy credit card pushers on that point (just to teach them few lessons) and I've confirmed it.ecureilx wrote:See, from what I know, the Credit Bureu only screws PR/SC, the Foreigners are NOT in the system, and they can always, if in the system, swap around with new passport et al. The EP is / was not recognised, for some reason. I would have used the EP as the identifier.the lynx wrote:
They have credit rating here?!
:ironic:
Then they must have been very efficient here because credit cards are issued like mall pamphlets... (as long as you're SC/PR/EP)
Well, if you only know how many Indians, Filipinos, Chinese, on EP depart without paying their card dues, knowing very well that nothing can be done
Oh, now, they are even offering cards for S Pass ..
Again, the SC/PRs are strictly monitored, and "FOREIGNERS" (pardon my pun) are let off easy ..
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