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bupa insurance and antenatal care

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rafbird
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bupa insurance and antenatal care

Postby rafbird » Sat, 25 Feb 2012 2:33 pm

Hi we are planning to conceive at the end of this year and after looking at the prices of the whole process I'm looking into a complete medical package to cover me. Bupa sounds good. Does anyone have experience of the whole antenatal and birth and post care covered by bupa package or other insurance?

Thanks

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carteki
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Postby carteki » Sat, 25 Feb 2012 2:54 pm

The FIRST THING you need to check with ANY insurance is what the waiting period is. Completely useless having maternity cover that kicks in 3 months AFTER the kid is born (most policies have a 12 month waiting period).

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poodlek
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Postby poodlek » Sat, 25 Feb 2012 5:10 pm

carteki wrote:The FIRST THING you need to check with ANY insurance is what the waiting period is. Completely useless having maternity cover that kicks in 3 months AFTER the kid is born (most policies have a 12 month waiting period).


+1

Since I got pregnant just about as soon as I arrived here in SG we didn't bother with getting an insurance plan that would cover my pregnancy for just this reason. Our insurance agent said that a plan with no waiting period would be just as expensive or more than paying out of pocket. In the end, all told we ended up paying about $7k for an uncomplicated vaginal birth, A1+ suite and top-tier doctor at NUH.

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carteki
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Postby carteki » Sat, 25 Feb 2012 7:15 pm

and also check out the limits. Most of the plans only cover up to $10k which doesn't help where there are complications (and you wonder why Singaporean birth rate is so suspect!)

rafbird
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Postby rafbird » Sat, 25 Feb 2012 7:19 pm

Can anyone actually name any plans? Which only covers to 10K? Cheers.

waterfall08
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bupa insurance and antenatal care

Postby waterfall08 » Wed, 04 Apr 2012 9:56 am

Hi,
I have taken Bupa inpatient insurance, waiting is 10 months.
It will cover all hospitalization including delivery expense (only inpatient).

rafbird
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Postby rafbird » Wed, 04 Apr 2012 9:06 pm

I decided to get the Bupa worldwide plan and outpatient scheme which covered prenatal also

rafbird
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Postby rafbird » Wed, 04 Apr 2012 9:09 pm

My waiting time is 10 months so if any one is likely to be trying to conceive or just pregnant around nov/Christmas time let me know and we can be baby mommy buddies with all going to plan that is!


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