Budget Questiosn for a Newbie

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CurlyUK
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Budget Questiosn for a Newbie

Post by CurlyUK » Wed, 01 Feb 2012 10:05 pm

Hi Everyone,

I am trying to work out a budget for when I arrive in Singapore and was wondering if anybody could let me know if I have allotted the correct figures below for bills etc
The costing is based on 2 people (me and my boyfriend) per month


Rent - 3,500
Bills/Utilities - 1,000
Commute - 300
Food - 600
Going out - 1,000
Other shopping - 200
Clothes - 100
Misc - 300



Commute will exist of public transport (under 30mins) from place of work (MapleTree)

Bills utilities -gas/electric/phone/cable/internet/mobile

Going out will be 1-3 times per week for a couple of drinks nothing major

Food will be Hawker Centres mainly

Clothes nothing flashy just regular stuff

If anyone thinks these are way out then please let me know

Much appreciated

Thanks :D

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Re: Budget Questiosn for a Newbie

Post by x9200 » Thu, 02 Feb 2012 6:59 am

CurlyUK wrote:Bills/Utilities - 1,000
This ^, if you are going to aircon yourself 24/7. Otherwise it should be closer to 500.
All the rest seem doable (for no specific preferences).

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JR8
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Post by JR8 » Thu, 02 Feb 2012 7:10 am

As X9 suggests, utils is way too high. you could easily do it on $500 all in, but then if you're recycling the latest iPhone contract each 3 months and fridging your flat it might be more.

p.s. don't think my utils were more than $250/mo on a 3 room room condo, but then I'm cheap to run ;)

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Post by zzm9980 » Thu, 02 Feb 2012 9:09 am

Clothes, for "nothing flashy", do you mean Gap, or no-name generics outside the hawker centers?

For example, $100 won't get you underwear and jeans at the Gap in Singapore. You could get away with Bossini and Giordano (semi-local brands), but be aware if you're not sized like most locals, you won't fit into their clothing. As an example, my dress shirts are solid sized "M" at Gap, Banana Republic, and from most western designers. At G2000 (Giordano's dress shirt shop) I wear an "XL". I don't think they have bigger options.

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Post by x9200 » Thu, 02 Feb 2012 9:19 am

zzm9980 wrote:Clothes, for "nothing flashy", do you mean Gap, or no-name generics outside the hawker centers?

For example, $100 won't get you underwear and jeans at the Gap in Singapore. You could get away with Bossini and Giordano (semi-local brands), but be aware if you're not sized like most locals, you won't fit into their clothing. As an example, my dress shirts are solid sized "M" at Gap, Banana Republic, and from most western designers. At G2000 (Giordano's dress shirt shop) I wear an "XL". I don't think they have bigger options.
I think it's not that bad. While living here I've been wearing generally L-XXL and had no problems to buy reasonable (life time up to 2y) and inexpensive (S$20-70 for jeans, smart casual trousers, shirts) stuff in places like JohnLittle or Robinsons.

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Post by the lynx » Thu, 02 Feb 2012 9:29 am

But then again, do you really have to spend $100 on clothes EVERY month? Clothes are not perishables, nor they are not consumables.

:-|

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Post by Barnsley » Thu, 02 Feb 2012 10:27 am

1,000 a month for going out could be under pressure, especially for two folk, especially if you throw in a Taxi too and from home.
Life is short, paddle harder!!

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Post by ecureilx » Thu, 02 Feb 2012 10:57 am

JR8 wrote:As X9 suggests, utils is way too high. you could easily do it on $500 all in, but then if you're recycling the latest iPhone contract each 3 months and fridging your flat it might be more.

p.s. don't think my utils were more than $250/mo on a 3 room room condo, but then I'm cheap to run ;)
Electricity rates for condos are higher than HDB ..

Me, 4 room HDB, with three women, still we don't cross 200 ! Even though the aircon is always on in two rooms, plus the 200 includes piped gas .. (water heater is on Gas)

If you ask me, cut down on rental and budget more for other things, like "going out" .. for example, if you are addicted to Pasta Mania like a colleague of mine, her daily lunch is 12 $ plus .. and an occasional craving for Olio or Svenson can cost 30 $ or more .. !!!

Oh, a weekend eating out with Crab and fish can cost more .. so .. 600 for meals ? Not sufficient ..

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Post by sundaymorningstaple » Thu, 02 Feb 2012 11:27 am

ecureilx wrote: Electricity rates for condos are higher than HDB ..
:???:
SOME PEOPLE TRY TO TURN BACK THEIR ODOMETERS. NOT ME. I WANT PEOPLE TO KNOW WHY I LOOK THIS WAY. I'VE TRAVELED A LONG WAY, AND SOME OF THE ROADS WEREN'T PAVED. ~ Will Rogers

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Post by ecureilx » Thu, 02 Feb 2012 11:45 am

sundaymorningstaple wrote:
ecureilx wrote: Electricity rates for condos are higher than HDB ..
:???:
http://www.singaporeexpats.com/guides-f ... e.htm#Cost

How does this translate ? HDB and condos are charged the same ?

Condos were ranked together with 'APARTMENT' unless PUB decided to charge lesser rates for condos

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Post by x9200 » Thu, 02 Feb 2012 11:50 am

ecureilx wrote:
sundaymorningstaple wrote:
ecureilx wrote: Electricity rates for condos are higher than HDB ..
:???:
http://www.singaporeexpats.com/guides-f ... e.htm#Cost

How does this translate ? HDB and condos are charged the same ?

Condos were ranked together with 'APARTMENT' unless PUB decided to charge lesser rates for condos
What is in the table is average electricity CONSUMPTION (kWh). The cost of the unit (1 kWh) is at the top of the table and is the same for the whole table.

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Post by nakatago » Thu, 02 Feb 2012 12:02 pm

x9200 wrote:
ecureilx wrote:
sundaymorningstaple wrote: :???:
http://www.singaporeexpats.com/guides-f ... e.htm#Cost

How does this translate ? HDB and condos are charged the same ?

Condos were ranked together with 'APARTMENT' unless PUB decided to charge lesser rates for condos
What is in the table is average electricity CONSUMPTION (kWh). The cost of the unit (1 kWh) is at the top of the table and is the same for the whole table.
or, according to statistics collected by HDB, on average an HDB uses up X electricity much per month while an apartment consumes Y electricity. Your PUB shows you the average consumption of your dwelling unit type in them bar charts at the back for electricity, gas and water :P
"A quokka is what would happen if there was an anime about kangaroos."

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sundaymorningstaple
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Post by sundaymorningstaple » Thu, 02 Feb 2012 12:08 pm

Which is why I questioned squirrel. Electricity tariffs rates are the same for all housing units. Consumption is something controlled by the user. condo users "normally" make more than HDB dwellers therefore their pain threshhold is higher so they use more electricity and water than the normal HDB dweller who tend to watch their pennies a little more closely.
SOME PEOPLE TRY TO TURN BACK THEIR ODOMETERS. NOT ME. I WANT PEOPLE TO KNOW WHY I LOOK THIS WAY. I'VE TRAVELED A LONG WAY, AND SOME OF THE ROADS WEREN'T PAVED. ~ Will Rogers

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Post by CurlyUK » Thu, 02 Feb 2012 5:01 pm

Cheers...you guys have been invaluable as always!

:D

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Post by Aurora_sg » Mon, 20 Feb 2012 2:08 pm

Hi, I think you budget is quite right. Except
Utility is too much , clothing could be more.
2 of us use zircon daily from evening to next day morning.
It shouldn't be more than $500.

If don't mind eat at hawker often, food budget is all right.
It cost more for cooking, buying stuffs from cold storage, market place .

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