UK or US MORTGAGE

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wattsup78
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UK or US MORTGAGE

Post by wattsup78 » Tue, 17 Jan 2012 7:09 pm

Hi, a Uk and US couple looking to get either a mortgage for the UK or US. i have been offered a minumum of 100,000 pounds by lloyds, but we are only after 65000. does anyone know any banks or brokers in singapore who offer mortgages for 65000 pounds or offer US mortgages.

Any info would be good,

thanks
guy

also, my american wife hasnt filed any tax retuirns for 6 years now and does anyone know someone in singapore who could do this for her at a decent price?

OpenGL
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Post by OpenGL » Sat, 28 Jan 2012 8:23 pm

If your wife made under the Earned Income Exclusion for those 6 years its really simple. Just fill out all of the forms and send them in a bulk envelope. I had to do it for about 3 years returns (1 year over EIE) and it took me a few hours to do and was pretty straightforward.

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BillyB
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Re: UK or US MORTGAGE

Post by BillyB » Sat, 28 Jan 2012 9:26 pm

wattsup78 wrote:Hi, a Uk and US couple looking to get either a mortgage for the UK or US. i have been offered a minumum of 100,000 pounds by lloyds, but we are only after 65000. does anyone know any banks or brokers in singapore who offer mortgages for 65000 pounds or offer US mortgages.

Any info would be good,

thanks
guy

also, my american wife hasnt filed any tax retuirns for 6 years now and does anyone know someone in singapore who could do this for her at a decent price?
Stanchart, HSBC, RBS, Barcap, Lloyds offer UK mortgages. Citi, BoA, GS, MS offer US mortgages.

If you have a relationship with a bank in Singapore or Asia, they will always try and arrange something for you; DBS, UOB, OCBC, ANZ, SBI, Maybank, BOC etc

Be wary of using brokers, better to go direct to the banking institutions.

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carteki
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Post by carteki » Sun, 29 Jan 2012 1:26 pm

Most of the banks in SG use the Lloyds product. It is not likely that you will get less than the 100,000 pounds that you've been offered - it needs to be worth their while.

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