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Buying on ebay from US

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JR8
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Postby JR8 » Fri, 06 Jan 2012 5:04 pm

x9200 wrote:I am saying I would NOT open a new PP account and just use the fist and only one created whatever country it may be.


As I understand it you can't, otherwise this is what I would have done. I forget precisely what the catch was, I think you have to enter credit card details and that card's registered address has to match the PP reg'd address. Something like that...


aster wrote:I've had problems with PP in the past and simply prefer not to use them. The one time I was tempted to use them again I couldn't even recover my access details and gave up. Bit of a bummer not to be able to just use CCs directly for ebay purchases without having an active PP account...



And this is precisely a problem that I had a few years ago! And then if you try and set up a new account it recognises your e-mail address, and/or payment card numbers and won't let you, and so on, and so on, around in circles.
I agree that I wish I could use a payment card without being forced to go via Paypal. Opening a PP a/c takes about 10 days (over a month if you can't view your payment card activity online), hardly a benefit for someone making very occasional ebay purchases.

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Postby x9200 » Fri, 06 Jan 2012 8:06 pm

JR8 wrote:
x9200 wrote:I am saying I would NOT open a new PP account and just use the fist and only one created whatever country it may be.


As I understand it you can't, otherwise this is what I would have done. I forget precisely what the catch was, I think you have to enter credit card details and that card's registered address has to match the PP reg'd address. Something like that...

Admittedly I haven't tried to register any non-SG card but the way they verify the cards is or was by entering a few digit code that appeared in your CC bill after PP charged some money. Is it only to verify if the card is not stolen? That would be rather silly.

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Postby JR8 » Fri, 06 Jan 2012 8:23 pm

x9200 wrote:Admittedly I haven't tried to register any non-SG card but the way they verify the cards is or was by entering a few digit code that appeared in your CC bill after PP charged some money. Is it only to verify if the card is not stolen? That would be rather silly.


You still have to do the payment card verification that you describe. You pay euro 1 from your payment card, it appears on your statement with a code in the description, you enter that code into the PP account opening procedure, they pay you the euro 1 back. That is why that process takes a few days on it's own, and maybe a month if you are relying on paper statements. All a bit of a pain.

I was thinking about it earlier, if say someone like my mother decided to look at ebay and found something she wanted to buy. She is non-techie enough that she would not have a clue what PP was nor would she be bothered to open an account. The purchase would be abandoned. I don't know why ebay are enforcing it...

I don't think you can register a foreign (reg'd address) payment card to a PP account in another country. For example PP-SG are going to assume your cards are registered to your SG address. There's another layer though, I think when you open an account these days they run a credit file check on you to confirm your home address, and reg'd card address. I forget exactly but it is a complete PITA!

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Re: Buying on ebay from US

Postby BillyB » Sat, 07 Jan 2012 12:34 am

aster wrote:Just a quick question here, but I see PayPal listed as the only payment option an all auctions I've visited. When I click on the link it shows the PayPal logo with various logos of credit cards underneath.

When purchasing an item, do I need to have/set up a PayPal account, or can I use a CC and bypass PP completely?


Trying to burn your Euro's, Aster? Finally, you made an intuitive choice......

Beer in the nest few week?

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Postby RimBlock » Tue, 19 Feb 2013 9:11 am

JR8 wrote:
x9200 wrote:Admittedly I haven't tried to register any non-SG card but the way they verify the cards is or was by entering a few digit code that appeared in your CC bill after PP charged some money. Is it only to verify if the card is not stolen? That would be rather silly.


You still have to do the payment card verification that you describe. You pay euro 1 from your payment card, it appears on your statement with a code in the description, you enter that code into the PP account opening procedure, they pay you the euro 1 back. That is why that process takes a few days on it's own, and maybe a month if you are relying on paper statements. All a bit of a pain.

I was thinking about it earlier, if say someone like my mother decided to look at ebay and found something she wanted to buy. She is non-techie enough that she would not have a clue what PP was nor would she be bothered to open an account. The purchase would be abandoned. I don't know why ebay are enforcing it...

I don't think you can register a foreign (reg'd address) payment card to a PP account in another country. For example PP-SG are going to assume your cards are registered to your SG address. There's another layer though, I think when you open an account these days they run a credit file check on you to confirm your home address, and reg'd card address. I forget exactly but it is a complete PITA!


IIRC this is exactly the problem I had moving here. I could not use my UK credit cards (registered to my parents UK address) on a Singapore PP account as it defaulted the CC registered country to Singapore.

I called their help line, got though fairly easily and the person confirmed I would need an account local to the CC registered address.

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Postby Brah » Tue, 19 Feb 2013 12:32 pm

I seem to remember a lot of stories about credit card, etc. details getting stolen from PayPal, and other security / identity theft issues with them.

My info is probably outdated, but anyone hear of or experience these?

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Postby RimBlock » Tue, 19 Feb 2013 12:42 pm

Brah wrote:I seem to remember a lot of stories about credit card, etc. details getting stolen from PayPal, and other security / identity theft issues with them.

My info is probably outdated, but anyone hear of or experience these?


I have a business account with them an a personal account. Both get used fairly rarely tbh but have never had an issue.

They do have reasonibly secure passwords though (upper/lower/number/symbol) and I do not reply to any PayPal emails requesting I 'follow the link to update/correct an issue with my account'.

I would suspect a lot of the problems are due to phishing scams or very poor passwords mixed with the huge usage figures.

RB
Without dialogues, if you tell them you want something real bad, you will get it real bad.

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Postby sundaymorningstaple » Tue, 19 Feb 2013 1:02 pm

I only have a premier account with them with over 500 buy/sell transactions in the past 5 years and have never had a problem. I have both a US and a local Credit card linked to my account. Both CCs use a Singapore billing address - additionally I also have a local bank and a US bank linked to them - also both banks use Singapore addresses.

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Postby zzm9980 » Tue, 19 Feb 2013 3:49 pm

Brah wrote:I seem to remember a lot of stories about credit card, etc. details getting stolen from PayPal, and other security / identity theft issues with them.

My info is probably outdated, but anyone hear of or experience these?


Paypal is a popular target for phishing and trojan attacks, because it is so widely used. If you practice "unsafe computing", you're not at any more risk with paypal than any other place you put your money from that computer.

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Postby Brah » Tue, 19 Feb 2013 4:11 pm

zzm9980 wrote:
Brah wrote:I seem to remember a lot of stories about credit card, etc. details getting stolen from PayPal, and other security / identity theft issues with them.

My info is probably outdated, but anyone hear of or experience these?


Paypal is a popular target for phishing and trojan attacks, because it is so widely used. If you practice "unsafe computing", you're not at any more risk with paypal than any other place you put your money from that computer.

So their database never got compromised? Maybe I was thinking of something else.

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Postby zzm9980 » Tue, 19 Feb 2013 8:28 pm

Brah wrote:
zzm9980 wrote:
Brah wrote:I seem to remember a lot of stories about credit card, etc. details getting stolen from PayPal, and other security / identity theft issues with them.

My info is probably outdated, but anyone hear of or experience these?


Paypal is a popular target for phishing and trojan attacks, because it is so widely used. If you practice "unsafe computing", you're not at any more risk with paypal than any other place you put your money from that computer.

So their database never got compromised? Maybe I was thinking of something else.


Yeah, PayPal hasn't been directly compromised to the best of my knowledge (and I try to follow these things).


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