http://www.which.co.uk/consumer-rights/ ... credit-acttaxico wrote:good to know... i've always followed the card - and my wife is even more suspicious of persons swiping her card into the actual POS terminal (i can't remember why they do that, but i think for a/c purposes).JR8 wrote:Hand it over 'blindly', but definitely keep and reconcile my receipts afterwards (always).
Any funny stuff happening in between the two is not my liability, and has been so rare (twice in 20 years?) I don't even consider it...
... But, I always have the receipts for say the past year, in an envelope in a drawer, just in case any question came up ...
i think i should relax from now on...
The above outlines how it works under UK law. If your cards are not in that jurisdiction then obviously you need to check what applies in the relevant issuer's jurisdiction. It ought to come under a heading of consumer protection law.
But for me with UK cards, I'll use a credit card when I a) haven't the immediate cashflow, b) always for air tickets (as this gives an element of holiday/travel insurance!), or c) want to make ... what might be likened to an 'insured purchase'.