Need advice -- [UPDATE: No longer needed]

[sriks_21]

it is a tuition fee or cosyly lesson, problem on my head on........axe is slowing falling down...i want the suggestions to come the problem....doing root cause at this point will not help me....

[sriks_21]

can some one help me to close anz/citi card alone....ocbc is the biggest debt outstanding.


OCBC 60000
SCB 11000
Citi 7200
ANZ 4900

Other debts are my wife gold jewels which anyways goes to auction....salary advance which will be adjusted in next three months salary..

my salary is 4551

[nakatago]

You owe s#!+loads of money. There's really not much we can tell you to help you that wouldn't require a lot of luck or a criminal act.

[JayCee]

can some one offer a solution............

Suicide?

[sriks_21]

criminal act-------------sheer act of coward
suicide-------------------sheer act of running away from problem........


there is a saying ---God gives lot of things to bad people, but he will not lend his hand when they r in prob..
God punishes good people, but always lend his hand in times of need.


i dont say i am good or bad, i have the strong feeling that i will solve my problem...just because someone is not helping in this forum, it doesnt mean no one will help.....there are some kind hearted people in every country who will surely help me.............i trust in god...lets see..

[ScoobyDoes]

just because someone is not helping in this forum, it doesnt mean no one will help

Oh, I really think it kinda does!

Your salary level is fine to good, and more than many locals so you can't expect much help from that quarter. You might like to find the police, or charitable party to assist but honestly...... since you are not Greece or Portugal nobody is going to just give you money because you spent far more than you can afford.

This scam, along with prostitution, is probably THE oldest profession and definitely the oldest trick in the book.

The thing that surprises me over and over again is the numbers that fall for this and the so-called 'phone scams' that seem to be getting more prevalent these days. Having said that there is a stat in TODAY newspaper that says something like 90% of all emails worldwide is a scam and so......there must be plenty of people out there getting conned to make it profitable.

[sriks_21]

to help someone or to ger help, i dont have to be greek, protugal,singaporen or malaysia....i am a human.

agree with one point of urs....more 90% of the email are fake....they want to make quick...but what i want to get out of debt...salary which i earn is very good to lead good life...but certain things for last year got me in to trouble...when i was kid, i ask things to my parents and in to time they get us books,toys and everything...when they are in old age and need medical assistance -i did the same thing ..in to time, i borrowed money for my parents assistance.

thanks for all your advise..

[sundaymorningstaple]

Scam artist - still trying.

[nakatago]

Scam artist - still trying.

Gee, I don't know. I prefer Hanlon's razor as an explanation.

[Strong Eagle]

to help someone or to ger help, i dont have to be greek, protugal,singaporen or malaysia....i am a human.

agree with one point of urs....more 90% of the email are fake....they want to make quick...but what i want to get out of debt...salary which i earn is very good to lead good life...but certain things for last year got me in to trouble...when i was kid, i ask things to my parents and in to time they get us books,toys and everything...when they are in old age and need medical assistance -i did the same thing ..in to time, i borrowed money for my parents assistance.

thanks for all your advise..

I think you need to be a realist.

a) The chances of finding the people who scammed you are close to zero and even if you did find them and successfully prosecute them, the chances that they would actually have any money would be very small.

b) You could make an appeal to people in general to send you money in order to pay off your debt (aint the internet a great place) but frankly, your story is not truly compelling in a way that would cause people to want to give you money.

Thus, you really only have a couple of approaches.

a) Contact the banks and credit card companies. Tell them you cannot pay. Ask for zero interest repayment plan that lets you live while contributing to paying off the debt.

b) Disappear. Go to some other country. Forget about the debts. Start life anew.

I really don't see any other options.

[ScoobyDoes]

when i was kid, i ask things to my parents and in to time they get us books,toys and everything...when they are in old age and need medical assistance -i did the same thing ..in to time, i borrowed money for my parents assistance.

That's the difference with 'family' and at a time like this, family comes first for everybody. That means mine comes before yours, for example.

[JayCee]

when i was kid, i ask things to my parents and in to time they get us books,toys and everything...when they are in old age and need medical assistance -i did the same thing ..in to time, i borrowed money for my parents assistance.

Sob sob, so when are you going to ask us to help you out then?

(No-one actually thinks this is serious do they?)

[sriks_21]

with 400 plus reviewing,,,,, several post and comments,,,,,,,,,,,,,,,still no help from any one....but couple of advise are really helpful.

i am just to mention that i do not want to run away from problem....problem is due to me...this is not a scam as said by sundaymorningstaple....i am not here to make money...............


now openly ask everyone ....is there anyone interested to help me by paying small amount to clear by debts. i will be glad to meet anyone in singapore..........if you still feel, this is scam,,,,,,just ignore my messages,

[JR8]

i want to know if some if really interested to help me...i dont want money in hand or account. they can pay my credit card directly. its a request for the people who are willing to donate generously. i have been regular contributot to various cancer instutuite, heart foundation and orphanage...never thought my life will be so misreable. i have a small kid to take care....

Isn't this called the Greater Fool Theory or something?

[JayCee]

i am not here to make money...............

And in the very next sentence...

is there anyone interested to help me by paying small amount to clear by debts. i will be glad to meet anyone in singapore

So what are these 'small amounts' you look for if they're not money? Magic beans?