SINGAPORE EXPATS FORUM
Singapore Expat Forum and Message Board for Expats in Singapore & Expatriates Relocating to Singapore
Car Insurance
-
- Newbie
- Posts: 17
- Joined: Mon, 20 Jun 2011 7:07 pm
- Location: Singapore
Car Insurance
Anyone knows what is best for performance cars? Im currently on NTUC and the premiums are on the high side, hence looking at other alternatives.
- ScoobyDoes
- Manager
- Posts: 1667
- Joined: Wed, 29 Nov 2006 6:42 pm
- Location: A More Lucky Spot
I actually got the best deal out of NTUC....... and they were one of the few that would even insure my car in the first place.
If you DO manage to get a better offer anywhere, take it back to NTUC and they should even be able to match it. They did for me, anyway, last year but this year I couldn't even get any better.
The rest is determined by your meaning of 'performance'
If you DO manage to get a better offer anywhere, take it back to NTUC and they should even be able to match it. They did for me, anyway, last year but this year I couldn't even get any better.
The rest is determined by your meaning of 'performance'

'When Lewis Hamilton wins a race he has to thank Vodafone whereas in my day I used to chase the crumpet. I know which era I'd rather race in.'
SIR Stirling Moss OBE
SIR Stirling Moss OBE
-
- Newbie
- Posts: 17
- Joined: Mon, 20 Jun 2011 7:07 pm
- Location: Singapore
-
- Newbie
- Posts: 17
- Joined: Mon, 20 Jun 2011 7:07 pm
- Location: Singapore
Just got a quotation from NTUC today, not good at all but will keep a lookout for the others.ScoobyDoes wrote:I actually got the best deal out of NTUC....... and they were one of the few that would even insure my car in the first place.
If you DO manage to get a better offer anywhere, take it back to NTUC and they should even be able to match it. They did for me, anyway, last year but this year I couldn't even get any better.
The rest is determined by your meaning of 'performance'
-
- Newbie
- Posts: 17
- Joined: Mon, 20 Jun 2011 7:07 pm
- Location: Singapore
- ScoobyDoes
- Manager
- Posts: 1667
- Joined: Wed, 29 Nov 2006 6:42 pm
- Location: A More Lucky Spot
Upgrades do have to be mentioned for coverage to be calculated, and all have to be within LTA rules so if you've done the exhaust, for example, it will need a compliance certificate.
If you've got a Rex, TypeR or Evo type thing then you'll be under tougher scrutiny and there are a lot of insurance companies just walk away at the first mention. If you say 'Turbo' as in my case, many also simply say 'Oh, we don't cover turbo models' even though these days the meaning has changed a lot. Now you can get a humble 1.2L or 1.4L Polo/Golf with a turbo since it's no longer just kept for the Rex or Evo brigade. Just makes things tougher and i think it was Royal Sun that refused even to offer me.
This is partially why I've stuck to NTUC, I've been able to negotiate quite a lot and they've been quite fair. I can give you the email to guys that got a good price for me last year, that I then used to re-negotiate with NTUC and they matched.
There were huge arguments in the UK over the winter about changing to winter/snow tyres and how some insurance companies were cancelling policies based on the same 'upgrade' rules. It didn't seem to matter too much to many of them that the upgrade was a safety enhancement but equally, quite a few people successfully argued their cases.
If you've got a Rex, TypeR or Evo type thing then you'll be under tougher scrutiny and there are a lot of insurance companies just walk away at the first mention. If you say 'Turbo' as in my case, many also simply say 'Oh, we don't cover turbo models' even though these days the meaning has changed a lot. Now you can get a humble 1.2L or 1.4L Polo/Golf with a turbo since it's no longer just kept for the Rex or Evo brigade. Just makes things tougher and i think it was Royal Sun that refused even to offer me.
This is partially why I've stuck to NTUC, I've been able to negotiate quite a lot and they've been quite fair. I can give you the email to guys that got a good price for me last year, that I then used to re-negotiate with NTUC and they matched.
There were huge arguments in the UK over the winter about changing to winter/snow tyres and how some insurance companies were cancelling policies based on the same 'upgrade' rules. It didn't seem to matter too much to many of them that the upgrade was a safety enhancement but equally, quite a few people successfully argued their cases.
'When Lewis Hamilton wins a race he has to thank Vodafone whereas in my day I used to chase the crumpet. I know which era I'd rather race in.'
SIR Stirling Moss OBE
SIR Stirling Moss OBE
-
- Newbie
- Posts: 17
- Joined: Mon, 20 Jun 2011 7:07 pm
- Location: Singapore
ScoobyDoes wrote:Upgrades do have to be mentioned for coverage to be calculated, and all have to be within LTA rules so if you've done the exhaust, for example, it will need a compliance certificate.
If you've got a Rex, TypeR or Evo type thing then you'll be under tougher scrutiny and there are a lot of insurance companies just walk away at the first mention. If you say 'Turbo' as in my case, many also simply say 'Oh, we don't cover turbo models' even though these days the meaning has changed a lot. Now you can get a humble 1.2L or 1.4L Polo/Golf with a turbo since it's no longer just kept for the Rex or Evo brigade. Just makes things tougher and i think it was Royal Sun that refused even to offer me.
This is partially why I've stuck to NTUC, I've been able to negotiate quite a lot and they've been quite fair. I can give you the email to guys that got a good price for me last year, that I then used to re-negotiate with NTUC and they matched.
There were huge arguments in the UK over the winter about changing to winter/snow tyres and how some insurance companies were cancelling policies based on the same 'upgrade' rules. It didn't seem to matter too much to many of them that the upgrade was a safety enhancement but equally, quite a few people successfully argued their cases.
Thanks pal, will do further digging for a decent quote

-
- Similar Topics
- Replies
- Views
- Last post
-
-
Buying used Car - Car Insurance
by tsarpoet » Fri, 20 Dec 2019 6:04 pm » in Importing, Buying and Selling Cars & Other Vehicles - 4 Replies
- 14308 Views
-
Last post by emergency234
Wed, 16 Jun 2021 4:27 pm
-
-
- 10 Replies
- 6215 Views
-
Last post by Lisafuller
Wed, 29 Dec 2021 11:24 pm
-
- 33 Replies
- 30240 Views
-
Last post by bgd
Sat, 05 Sep 2020 12:50 am
-
- 3 Replies
- 6164 Views
-
Last post by Lisafuller
Sat, 16 Jan 2021 3:11 pm
-
-
International Insurance Regency and QBE Globis
by maneeshs » Mon, 19 Feb 2018 8:58 pm » in Staying, Living in Singapore - 0 Replies
- 2047 Views
-
Last post by maneeshs
Mon, 19 Feb 2018 8:58 pm
-
Who is online
Users browsing this forum: No registered users and 3 guests