With regards to cash flow yeah, I agree. But CPF goes into savings and so does the HDB loan mortgage, if any, in case of a local. So the locals dont really feel the need to save as much as an expat. They can splurge their entire take home, but most expats who are here to save money cant really do that.sundaymorningstaple wrote:Yeah, but the Expat doesn't have a whopping 20% whacked out of his salary for CPF either. We're talking about disposable cash here and not basic salary although basic may well be the same. You forgot about that one.
I'd just delete him, all his <surprise> 5 posts posted since joining <surprise> today are worthless.sundaymorningstaple wrote:And riconez really found a silly way to get the required 5 posts to activate his PM function. I ought to combine the three consecutive posts into one.
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