Is that enough?

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revhappy
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Re: Is that enough?

Post by revhappy » Mon, 28 Feb 2011 2:15 pm

Ziva wrote:My husband might get a job in Singapore within 4 months. He wants us (me+2 kids) with us.
But i´m a bit worried about the payment check are enough for all 4 of us.

Deacent appartment, maid to clean, school for our kids (AIS) and free car are paid by company.

Besides that he will get S$ 10.000 per month - and in december he will get 4 months payment as a christmasbonus.

Would that be enough 2 live a comfortable life downthere? I have no idea about living expences ect.

Please help me - i dont wanna be stuck far away from home with no money :(
Well there are people who live comfortably with 1000$ a month and there are people not satified with even 20000$ a month. You are somewhere in b/w. You need to tell us your existing life style. What your existing income is? How you spend it? How much you save? Then may be we can compare and let you know whether 10k will be enough for you :-|

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Post by sundaymorningstaple » Mon, 28 Feb 2011 2:44 pm

Other than their Utility, telecom/internet & food/booze bills, they don't have any expenses at all. You'd be hard pressed to spend that kind of money monthly, in fact, unless you are a real spendthrift, you'd have a hard time spending half of it every month. Think about it. The average Singaporean/PR household (not salary) income in Singapore is $5,200/month.
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aster
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Post by aster » Mon, 28 Feb 2011 6:17 pm

Ziva wrote:No serious - i just want 2 know if it´s possible 2 live 4 ppl for that.
Yes, you will live a very comfortable life here.

You apartment is paid for (largest expense), school for all your kids is paid for (second largest expense - but could be first with a lot of kids), you get a free car, and they cover the costs of hiring a maid.

And you're wondering if 10k a month, after everything mentioned above has already been covered, will suffice?

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Re: Is that enough?

Post by JR8 » Mon, 28 Feb 2011 6:25 pm

revhappy wrote:
Ziva wrote:My husband might get a job in Singapore within 4 months. He wants us (me+2 kids) with us.
But i´m a bit worried about the payment check are enough for all 4 of us.

Deacent appartment, maid to clean, school for our kids (AIS) and free car are paid by company.

Besides that he will get S$ 10.000 per month - and in december he will get 4 months payment as a christmasbonus.

Would that be enough 2 live a comfortable life downthere? I have no idea about living expences ect.

Please help me - i dont wanna be stuck far away from home with no money :(
Well there are people who live comfortably with 1000$ a month and there are people not satified with even 20000$ a month. You are somewhere in b/w. You need to tell us your existing life style. What your existing income is? How you spend it? How much you save? Then may be we can compare and let you know whether 10k will be enough for you :-|
+1 revhappy. Without that context, no replies, how ever well meaning, hold a great deal of value.

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Post by Ziva » Mon, 28 Feb 2011 7:58 pm

Thanks for all your replies :)

I live in Denmark and right now my husband and i dont live together (dont ask why - long story).
My income is not large - most of it are gone again on apartment, electricity, tv+internet, stuff for my kids ect.
I rarely buy things/clothes for myself - dont have the money and my kids are more important ;)
Other than that i dont use that much - i buy what´s nessesary. I´m not miss Shopaholic :oops:
And i dont save anything at the moment - just not money in the budget for that :cry:

I get in S$ about 3½-4k (after tax and with all child-money ect incl) - so i can see your point :)
My husband get around S$ 5k (after tax) - and he also have to pay rent, tv, internet, electricity ect ect.

We dont drink - only on special occations, but i smoke a bit (try to quit soon). Dont dine out - a couple of times per year.

My husband enjoy Golf - i dont know how expensive that sport is in Singapore but here he pays S$ 1.200 per year minimum for a membership. And that´s cheap in Denmark ;)

I enjoy horseback riding, but dont know if it´s possible in Singapore.

But other than that we dont use money.

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Post by JR8 » Mon, 28 Feb 2011 8:30 pm

Ziva wrote:Thanks for all your replies :)

I live in Denmark and right now my husband and i dont live together (dont ask why - long story).
My income is not large - most of it are gone again on apartment, electricity, tv+internet, stuff for my kids ect.
I rarely buy things/clothes for myself - dont have the money and my kids are more important ;)
Other than that i dont use that much - i buy what´s nessesary. I´m not miss Shopaholic :oops:
And i dont save anything at the moment - just not money in the budget for that :cry:

I get in S$ about 3½-4k (after tax and with all child-money ect incl) - so i can see your point :)
My husband get around S$ 5k (after tax) - and he also have to pay rent, tv, internet, electricity ect ect.

We dont drink - only on special occations, but i smoke a bit (try to quit soon). Dont dine out - a couple of times per year.

My husband enjoy Golf - i dont know how expensive that sport is in Singapore but here he pays S$ 1.200 per year minimum for a membership. And that´s cheap in Denmark ;)

I enjoy horseback riding, but dont know if it´s possible in Singapore.

But other than that we dont use money.
That is the single most useful contribution to the discussion so far, if I might say so. When people can visualise your current lifestyle needs and wants, then they can visualise how it might translate to SG.

In summary, I think you're going to have it easy in SG given all the 'extras' you're getting on top of the basic package.

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Post by Eau2011 » Mon, 28 Feb 2011 11:07 pm

JR8 wrote:
Ziva wrote:Thanks for all your replies :)

I live in Denmark and right now my husband and i dont live together (dont ask why - long story).
My income is not large - most of it are gone again on apartment, electricity, tv+internet, stuff for my kids ect.
I rarely buy things/clothes for myself - dont have the money and my kids are more important ;)
Other than that i dont use that much - i buy what´s nessesary. I´m not miss Shopaholic :oops:
And i dont save anything at the moment - just not money in the budget for that :cry:

I get in S$ about 3½-4k (after tax and with all child-money ect incl) - so i can see your point :)
My husband get around S$ 5k (after tax) - and he also have to pay rent, tv, internet, electricity ect ect.

We dont drink - only on special occations, but i smoke a bit (try to quit soon). Dont dine out - a couple of times per year.

My husband enjoy Golf - i dont know how expensive that sport is in Singapore but here he pays S$ 1.200 per year minimum for a membership. And that´s cheap in Denmark ;)

I enjoy horseback riding, but dont know if it´s possible in Singapore.

But other than that we dont use money.
That is the single most useful contribution to the discussion so far, if I might say so. When people can visualise your current lifestyle needs and wants, then they can visualise how it might translate to SG.

In summary, I think you're going to have it easy in SG given all the 'extras' you're getting on top of the basic package.
I guess the membership for golf would be a problem. My husband has once told me it's around S$ 60.000 - 70.000.

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Post by ksl » Mon, 28 Feb 2011 11:28 pm

I have lived in Denmark over 23 years, so I am a little concerned that you may have to do much more research especially if you are a foreigner.

I am thinking because of your nick Ziva, which isn't typical Danish, or even common to the European Communities. So your Opholdstilladelse maybe at risk, if you are not a Danish citizen, so your passport really does matter, if anything was to happen out here in Singapore you may have difficulty re-entering Denmark.

There are also many things to consider like medical treatment which is very expensive in both Countries, I myself had a Danish health cover which cover Dentist and other expensive medical bills in Denmark but it doesn't cover overseas and they stop it unless you pay while away.

Cigarettes here cost $11, Denmark Prince used to be around 35Dkr if i'm not wrong.

Also check for Tax liabilities in Denmark, while over here.

I expect you will maintain your union payment in Denmark, as you will have to complete the eligibility criteria on your return.

I wish you luck, 8,300k is more than enough to manage for the 4 of you, providing you stay together.

There is a well established Danish community out here so no worries there.

Though I miss Denmark a great deal and have been returning every year, I find the quality of life better in Denmark, though transportation in Denmark is expensive and tax on cars.

Overall if you can stay as a happy couple, you should be fine.

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Post by nakatago » Mon, 28 Feb 2011 11:37 pm

I effin' hate you people. I make a pittance compared to what you guys make.

But hey, I'm doing ok and I enjoy a small luxury or two every once in a while, even with a trip to a different continent once a year.

Your mileage does vary!
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Post by ksl » Tue, 01 Mar 2011 12:07 am

nakatago wrote:I effin' hate you people. I make a pittance compared to what you guys make.

But hey, I'm doing ok and I enjoy a small luxury or two every once in a while, even with a trip to a different continent once a year.

Your mileage does vary!
:D You can say that again, I'm not even a house owner anymore :) and i get a pittance, and I'm happy dreaming, as money is the root of all evil and the destruction of the world, and FK the looney party too, I'm joining Anne's party :cool: I want to plant seeds and have a big family!
I gave my life up 10 years ago, dedicated it too Asia and my new family as long as i can get 3 months off every year.

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Post by Eau2011 » Tue, 01 Mar 2011 12:24 am

ksl wrote: Though I miss Denmark a great deal and have been returning every year, I find the quality of life better in Denmark, though transportation in Denmark is expensive and tax on cars.
I know Denmark is a very nice country. But I cannot imagine to live there in Winter. Basically I can't imagine to live in Norway, Finland, Sweden and Iceland in Winter... :-| cold and no sunshine, I would get depressive... :(

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Post by Eau2011 » Tue, 01 Mar 2011 12:27 am

nakatago wrote:I effin' hate you people. I make a pittance compared to what you guys make.

But hey, I'm doing ok and I enjoy a small luxury or two every once in a while, even with a trip to a different continent once a year.

Your mileage does vary!
As long as you are happy in life, money doesn't really matter, Nak. :)

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Post by Eau2011 » Tue, 01 Mar 2011 12:27 am

ksl wrote:
nakatago wrote:I effin' hate you people. I make a pittance compared to what you guys make.

But hey, I'm doing ok and I enjoy a small luxury or two every once in a while, even with a trip to a different continent once a year.

Your mileage does vary!
:D You can say that again, I'm not even a house owner anymore :) and i get a pittance, and I'm happy dreaming, as money is the root of all evil and the destruction of the world, and FK the looney party too, I'm joining Anne's party :cool: I want to plant seeds and have a big family!
I gave my life up 10 years ago, dedicated it too Asia and my new family as long as i can get 3 months off every year.
Why don't join the pirates' party? :mrgreen:

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Post by ksl » Tue, 01 Mar 2011 2:15 am

Eau2011 wrote:
ksl wrote: Though I miss Denmark a great deal and have been returning every year, I find the quality of life better in Denmark, though transportation in Denmark is expensive and tax on cars.
I know Denmark is a very nice country. But I cannot imagine to live there in Winter. Basically I can't imagine to live in Norway, Finland, Sweden and Iceland in Winter... :-| cold and no sunshine, I would get depressive... :(
The you should do a search on the most happiest Countries in the world! :) Norway is top with Denmark second! If you want cold try Beijing in Winter or better still Harbin , with a wind chill factor, and depressed oh my my, you have had it too good hee hee! Denmark is very flat, so not so nice really, though the buildings tell a different story of closeness and family living for the young and freedom fighters, though that area is doomed I believe.

http://en.wikipedia.org/wiki/Freetown_Christiania

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Post by Ziva » Tue, 01 Mar 2011 4:17 am

ksl wrote:I have lived in Denmark over 23 years, so I am a little concerned that you may have to do much more research especially if you are a foreigner.
I am thinking because of your nick Ziva, which isn't typical Danish, or even common to the European Communities. So your Opholdstilladelse maybe at risk, if you are not a Danish citizen, so your passport really does matter, if anything was to happen out here in Singapore you may have difficulty re-entering Denmark.

All four of us are pure danish, so no problems there :)
There are also many things to consider like medical treatment which is very expensive in both Countries, I myself had a Danish health cover which cover Dentist and other expensive medical bills in Denmark but it doesn't cover overseas and they stop it unless you pay while away.

You got that right - medical treatment are not cheap :?
My husband get insurance from the company witch includes our kids - so it´s just me that needs one.


Cigarettes here cost $11, Denmark Prince used to be around 35Dkr if i'm not wrong.

Also check for Tax liabilities in Denmark, while over here.

My husband haves the only income - and as he will live in Singapore all year they say he pays tax in Singapore - not Denmark

I expect you will maintain your union payment in Denmark, as you will have to complete the eligibility criteria on your return.

I wish you luck, 8,300k is more than enough to manage for the 4 of you, providing you stay together.
Thanks - after i calculated our income and expenses in S$ i could see that it easily could work for usThere is a well established Danish community out here so no worries there.

Though I miss Denmark a great deal and have been returning every year, I find the quality of life better in Denmark, though transportation in Denmark is expensive and tax on cars.

Overall if you can stay as a happy couple, you should be fine.

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