Card for Online Purchases?

amarettoSour · Post by **amarettoSour** » Sun, 26 Sep 2010 10:18 pm

Hey guys,

I do a little bit of online purchases and have been getting by with PayPal, but sometimes I come across merchants who takes VISA/Mastercard only and it's getting annoying not being able to pay.

Back in the states we used to be able to use debit cards to pay online if we choose to, but that doesn't seem to be the case here. I don't meet the foreigner income requirement so citibank won't let me get a credit card (even though I have some amount of money saved with them).

So my question is, is there any alternative way to buy things online? does prepaid credit card exist here? is there any card that doesn't require foreigners to make more than $60,000 (even low limit is ok, i'll only use them online)?

Thanks!

observer · Post by **observer** » Sun, 26 Sep 2010 11:18 pm

Maybank and DBS both offer prepaid cards. In fact, if you go to the Mastercard website, they list Maybank as the place to get one.

http://info.maybank2u.com.sg/personal/cards/prepaid/
http://www.dbs.com/sg/personal/cards/pr ... fault.aspx
http://www.mastercard.com/sea/personal/ ... epaid.html

amarettoSour · Post by **amarettoSour** » Sun, 26 Sep 2010 11:38 pm

yeah, i saw those but i think the Maybank ones are ATM cards? the DBS one looks promising though, I'll check it out! thanks!

ksl · Post by **ksl** » Mon, 27 Sep 2010 3:12 am

amarettoSour wrote:yeah, i saw those but i think the Maybank ones are ATM cards? the DBS one looks promising though, I'll check it out! thanks!

You only need to earn 30k I believe for some of the cards.

Post by **sundaymorningstaple** » Mon, 27 Sep 2010 6:53 am

ksl wrote:
amarettoSour wrote:yeah, i saw those but i think the Maybank ones are ATM cards? the DBS one looks promising though, I'll check it out! thanks!
You only need to earn 30k I believe for some of the cards.

For foreigner?

Post by **x9200** » Mon, 27 Sep 2010 8:46 am

http://www.qotion.com/product/creditcar ... ual+Income

Unverified and with no personal experience, just googled this one out.

Post by **nakatago** » Mon, 27 Sep 2010 8:57 am

FYI, POSB lets you get the orange debit card (mastercard) which they recommend you use for online purchases. Pretty straightforward; will come with a savings account and annual will be waived if you use it for some number of purchases within a year. The GO card, which is an ATM card that can be used as mastercard, however, also works for online purchases.

amarettoSour · Post by **amarettoSour** » Mon, 27 Sep 2010 9:44 am

Thanks for the info nakatago! I already have DBS account so I think it might be easier to get the POSB cards. The DBS prepaid cards works too but have initial fee on them which is kinda ridiculous since its not like its a real credit card that comes with good benefit :/

vbelle · Post by **vbelle** » Mon, 27 Sep 2010 1:34 pm

i didnt know you can get POSB card with DBS account?

My DBS debit card-can be used for online trans...etc..just like credit card, except that the limit is your savings amount..only took me 5 minutes extra at the counter (not including half hour Q-ing before that)
no charge..

amarettoSour wrote:Thanks for the info nakatago! I already have DBS account so I think it might be easier to get the POSB cards. The DBS prepaid cards works too but have initial fee on them which is kinda ridiculous since its not like its a real credit card that comes with good benefit :/

amarettoSour · Post by **amarettoSour** » Tue, 28 Sep 2010 8:34 am

wow i didn't know that!! thanks vbelle... and everyone in this thread for being so helpful!

(and i was saying it might be easier to go with POSB since POSB and DBS is pretty much the same bank now if i'm not wrong)

vbelle · Post by **vbelle** » Wed, 29 Sep 2010 5:45 pm

yeah...but still...POSB card for POSB account i believe..
and the DBS debit card has this 0.3% (which is very little) rebate on your online transaction..now it sounds like im advertising them...

Post by **nakatago** » Wed, 29 Sep 2010 5:59 pm

The easiest way to find out is to ask them, I guess.

Splatted · Post by **Splatted** » Thu, 30 Sep 2010 12:30 am

the post offices here (in Melbourne, where I'm visiting at the moment) sell disposable visa/mastercards, with say $50 , $100 credit on them.

You can even 'recharge' them if you want...

There's bound to be a local version of these cards in Singapore

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Card for Online Purchases?

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