Not enough information - you need to tell us what you wife's status is in Singapore.quarkz wrote:Hi,
I'm a Singaporean but my wife is a foreigner. We would like a buy a HDB flat here but I am a bit confused about the HDB rule.
I understand that if I'm over 35yrs old, I can buy a flat from the resale market.
Now that I'm not yet 35, what options do I have? Can I buy a new flat from HDB? Or can I buy a flat from the resale market together with my wife? It is also mentioned that "Your family nucleus must comprise at least another Singapore Citizen or Singapore Permanent Resident". So can I use my mother's name together with mine and my wife's?
Thanks for the clarification.
Can only buy new HDB if monthly household income is below a certain threshold, I believe it's $8kcuriousgeorge wrote:
If your wife is SPR, then you can apply for purchase of a resale or new HDB under the Public Scheme as long as you are over 21 and your wife meets the EIP & SPR quota.
You can check for more informationquarkz wrote:Sorry, forgot to add that she's on LTVP at the moment. So in that case, I have to wait till I'm 35 before I can buy a resale flat, is that right?
Also, to buy a new flat from HDB directly, she'll at least 've to be a SPR, right?
Thanks!
She needs to be PR even for old resale flats.therat wrote:You can check for more informationquarkz wrote:Sorry, forgot to add that she's on LTVP at the moment. So in that case, I have to wait till I'm 35 before I can buy a resale flat, is that right?
Also, to buy a new flat from HDB directly, she'll at least 've to be a SPR, right?
Thanks!
Eligibility To Buy : Non-Citizen Spouse Scheme
http://www.hdb.gov.sg/fi10/fi10321p.nsf ... enDocument
Yes
For new HDB. She need to be at least SPR.
Not according to the HDB website. If she is on LTVP of more than six months AND you are over 21 & SG citizen, you are eligible for a resale HDB. If her LTVP is LESS than 6 months, then you will have to wait until you are 35.ksl wrote: She needs to be PR even for old resale flats.
.
Thanks for the link, I jumped the gun! My mistake, thinking one was PR status.curiousgeorge wrote:Not according to the HDB website. If she is on LTVP of more than six months AND you are over 21 & SG citizen, you are eligible for a resale HDB. If her LTVP is LESS than 6 months, then you will have to wait until you are 35.ksl wrote: She needs to be PR even for old resale flats.
.
There is no income ceiling (on resale HDB) unless you are applying for CPF Housing Grant and/or an HDB Loan.
EIP quota still applies.
It's all there in the PP link: http://www.hdb.gov.sg/fi10/fi10321p.nsf ... enDocument
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