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How much can i save if I accept 2000 sd per month job offer

Discuss about getting a well paid job or career advancement. Ask about salaries, expat packages, CPF & taxes for expatriate.

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x9200
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Re: How much can i save if I accept 2000 sd per month job of

Postby x9200 » Sat, 08 May 2010 8:49 am

sundaymorningstaple wrote:
samuel.faith wrote:
I admit that if you eat two meals a day, $10/meal may seem quite a bit
but trust me, you can't really do two meals a day every single day.


For the better part of 10 years I did ONE meal a day and a large cup of tea for breakfast AND I gained 25kg! Two meals a day is easy. Hawker center?

Well, this is another story - if you eat one meal a day and this is not breakfast you tend to eat more. More in one meal may easily end up with gaining weight.

80¢ for tea, Breakfast no more than $2.50. Lunch - soft drink 1.00 or tea again, meals $3.00, desert - fruit $1; Dinner - Soft drink $1, meal $5, dessert $1. Total/day: $15-16 x 30 = less than $500/month. If you only

Exactly. And this is with the luxury of having some deserts :)
Normally I eat 2 meals a day and it was always like this. Perhaps this is no the healthiest life-style but so far I do not see any side effects. On the other hand I noticed that Asian ppl typically eat almost all the time so also between the meals.. I don't know, a different physiology or temperature related thing...
Yet another point is that you do not need to eat in coffee shops and similar places. Two months ago I said to myself I spend to much on food and it looked like I should manage to go on a budget of $300 monthly and this is definitely possible if you prepare your meals at home. And I am a spoiled expact so I buy everything from Cold Storage and this include things like sausages and salmon from time to time. If you go local style diet with fried rice or noodles this will be even cheaper. This is a diet with a normal intake of calories (2500-3500k) and reasonably balanced food type.


eat lunch at a hawker centre it's even cheaper! Transport? no more than $150/mo - my cost is around $110-120 and I take 2 buses & the MRT from Serangoon North to Toh Guan Road East (near IMM - Jurong) 6 days/week.

Another option if close to work place is a bicycle or for a longer distance, motorcycle. With roughly similar distance it costs me approximately the same as a year average including fuel, the tax, insurance, maintenance and some breakdowns from time to time.

Phone costs can eat you up if you are not careful. But long distance, if you own a notebook, can be next to nothing if you use skype and wireless hotspots.

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Postby gravida » Sat, 08 May 2010 10:37 am

well, this is doable, but honestly, will anyone be satisfied with such a lifestyle for a longer period of time? Of course there are people, who have no choice, or they believe that simple life makes you a better person. Yes, I do not think so that (if I would have other options) I will be able to stick with that for longer. If, let's say, that will be my salary for the beginning and I would have a clear goal ahead, then why not, but move to another country to be alone and weight every cent, that would be quite miserable in my opinion.

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Postby sundaymorningstaple » Sat, 08 May 2010 10:57 am

Well, I reckon it depends on where you are coming from and where you plan on heading. If you were starving and had no job in your home country, a little hardship for a new beginning might well be worth it. I know a bunch of people who got on three little sailing ships in the 1600's and suffered and suffered even more when they hit Plymouth Rock many months later. They were called the pilgrims. But they figured the years of suffering for a new life in a new country was worth it.

Every man has to walk his own journey, some have more fortitude than others and some are willing to gamble all on something they believe is worth it.

And each have their own opinions. So, for the OP, I say, if it's worth it, go for it. You hold the cards to your future. You can watch the journey or you can be part of it.

Sometimes you need to "get your foot in the door".

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Postby KittyJules76 » Sat, 08 May 2010 11:08 am

Healthy life style or not..... my previous company is near Ubi and mostly my manager or the boss ask one guy from the office to go and buy lunch for all of us (which is altogether about 10ppl in the whole office), the rest are all on construction site. Obviously no pantry or a place to eat in the office, I always end up eating on my desk and my lunch time was like 10mins and that's it. If I go out and eat the manager will start asking me where would I go and have for lunch and while I was eating she will eventually call up and ordered something for her or often for everybody.

Eventhough I am here for two and a half years, I cannot quite used to the food around here. Daytime (at office) end up with bread/sandwich or instant noddle and night end up with whatever I can get from foodstall near my house. A warm home-cooked meal is what I miss the most.

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Postby nakatago » Sat, 08 May 2010 12:42 pm

sundaymorningstaple wrote:I know a bunch of people who got on three little sailing ships in the 1600's and suffered and suffered even more when they hit Plymouth Rock many months later.


You knew them, as in, personally? :lol:

@OP: I've been told that a modestly comfortable living here is 1500, which includes everything. I spend slightly higher than that but only because of certain creature comforts. Major expense here is rent.

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Postby irvine » Sat, 08 May 2010 12:48 pm

No matter what you spend if you decide to come to Singapore, remember to have the awareness to keep yourself balance and happy.

Many end up spiraling down the whining unhappy state when they let things get to them. While others are able to be happy and contented even with lesser money.

All the best! :)

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Postby valhensing » Mon, 10 May 2010 4:11 pm

ck ck, i got 1.8k at my first job, manage to pay for my bf and my own food, my own rental, etc and save 700/month. It was hell though and i got side jobs too

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Postby sundaymorningstaple » Mon, 10 May 2010 4:49 pm

If you are here on a work permit or employment pass and get caught working at a job that you don't have a working visa for, you can lose your job and be deported from Singapore. So, I don't advise anybody to listen to valhensing if you are a foreigner as that's the sure way to doom. All it takes is one jealous individual to call MOM and they will be checking on the working papers of all the employees of the company that is letting you moonlight for them. Then you are in deep brown stuff that smells pretty bad.

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Postby pulpy » Mon, 10 May 2010 11:34 pm

IMO, not much you can save unless you scrimp and save and rent a shared room so that it's not that ex.

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Postby sundaymorningstaple » Tue, 11 May 2010 12:37 am

You gotta start somewhere. Not everybody is born with a silver spoon in their mouth.

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Postby ksl » Tue, 11 May 2010 12:58 am

It may lead to better things! Its your call! You can find shared apartment quite cheap from around 250 in HDB area, though how legal it is I don't know!

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Postby morenangpinay » Tue, 11 May 2010 11:10 pm

you can live on 2k if you really don't mind limiting your unnecessary expenses and luxuries. you can cook your food in bulk and have it for the whole week. Don't go to fancy restaurants or shop too much. Live in public housing. If you have a family back home you need to send money to, you need to consider that also. so goodluck!

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Postby sarinho » Thu, 01 Jul 2010 5:39 am

KittyJules76 wrote:My very first salary in Singapore was only 1.8k and dont know how I did it on those days but I could still save $400 at the end of every month. Of coz you will stuck in a rent room, self-cooked meal and public transport.
Entertainment came from the TV with very basic channel (ch 5), no party and no drinking. Now after two and a half years and my salary is 2k, no more saving, no more cooking, still in public transport, still in rent room but the room cost nearly half of my salary, TV with cabel (rarely watch anymore), Friday night out, Sat girl's night out, Sunday party hmm.....
:D



interresting what you have indicated on this forum!

But i would to have clarification on that matter what you are really dealing on your profession with 2000 sd montly....

as i know that salaries are depending on professions and experiences as well

thank you for your kind understanding :)

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Postby bhauranya » Thu, 01 Jul 2010 9:44 am

Choosing this offer depends on variuos factors.

1) Lifestyle
Expenditure varies from 800-1500 SGD for a normal lifestyle.
Major expense would be the room rent: 400rent + 50utilities = 450.
2) Current salary drawn in India. No of years of Experience & skill set. As per the current trends Indian IT market is doing wonders. The ratio of india and singapore IT salaries offered say 2 years back was 1:3 but now its reduced to 1:2.
4) Check with your company on these points
One would be your tax policy, medical policy and salary advance scheme. If the company gives you a salary advance for initial expenses in singapore that would be deducted for a period of six months from your monthly salary: advance/6.
5)Check the tax scheme with your company. Some companies deduct 15% tax for the first 6 months to save thier ass in case you leave singapore within a year.
they would charge no tax for the next 6 months.

First six months: 2000$- monthly exp- adv/6 - 15%tax.
Next 6 months: 2000$- monthly exp
But if this is the case you will have a difficult time for first 6 months.

They would charge no tax for the next 6 months.
6) Last but not the least, per visit to the doctor would cost 20-40 SGD.Check with your company if they will provide medical allowance.


Cheers!!
:)
Dont't be serious, be sincere!!

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Postby KittyJules76 » Thu, 01 Jul 2010 2:00 pm

sarinho wrote:
KittyJules76 wrote:My very first salary in Singapore was only 1.8k and dont know how I did it on those days but I could still save $400 at the end of every month. Of coz you will stuck in a rent room, self-cooked meal and public transport.
Entertainment came from the TV with very basic channel (ch 5), no party and no drinking. Now after two and a half years and my salary is 2k, no more saving, no more cooking, still in public transport, still in rent room but the room cost nearly half of my salary, TV with cabel (rarely watch anymore), Friday night out, Sat girl's night out, Sunday party hmm.....
:D



interresting what you have indicated on this forum!

But i would to have clarification on that matter what you are really dealing on your profession with 2000 sd montly....

as i know that salaries are depending on professions and experiences as well

thank you for your kind understanding :)



Profession: HR
Experience 8years


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