I am curious. How is it that he is contributing to CPF? Employment Pass holder are not only exempt, but are forbidden to contribute to CPF. This was changed many years ago.Junoesque wrote:hi, my husband, 4 year old son & I moved to Singapore in year February, 2008. The hubby is a P1 pass holder working for a very reputable MNC here in singapore. He is on local hire (no expat term) & each year, a % of his salary goes to the CPF.
Junoesque wrote:EP holders on expat terms are exempt from cotributing to CPF. But EP holders who are recruited as direct/local hire are not. Essentially, my husband is treated as a Singaporean local (in terms of recruitment, hence the CPF contribution) but with no benefits that come with an expat package e.g. housing, transport, schooling allowance).
So he is a local hire, 'no'pat (not expat), EP holder & non PR. we are in a unique situation where, even though his company considers him as a local, because of non PR, we are unable to avail certain conveniences that we would, otherwise, be happy to avail.
Q: Are there any exceptions to the payment of CPF contributions for employees?
A: Yes, please refer to the list of exceptions below:
a) Foreigners on Employment Pass, S Pass, Miscellaneous Work Pass or Work Permit
CPF contributions are not allowed for foreigners. Both the employer’s and employee’s share of contributions for foreign employees on Employment Pass, S Pass, Miscellaneous Work Pass or Work Permit will not be accepted.
b) Partners, Sole-proprietors or Self-employed
All Singapore citizens or Singapore Permanent Residents who derive income from Singapore or from outside Singapore through any trade, business, profession or vocation excluding employment under a contract of service are considered self-employed. Unlike employees, they do not contribute to all 3 CPF accounts. Instead, they are only required to contribute to their Medisave, which is computed based on their annual net trade income earned.
c) Employees Working Overseas
CPF contributions are not mandatory for Singapore citizens or Singapore Permanent Residents who work overseas. If you wish to continue making CPF contributions for your existing employees who are posted overseas, these are deemed as voluntary contributions. You have to register for a new CPF Submission Number (CSN) for such payments.
I'm assuming this is just very badly worded by the OP and what she's trying to say is that he's salary "includes" the company's CPF contribution which isn't currently deducted but will be if the he takes up PR in the future. Quite a common clause I seem to remember.Junoesque wrote:hi, my husband, 4 year old son & I moved to Singapore in year February, 2008. The hubby is a P1 pass holder working for a very reputable MNC here in singapore. He is on local hire (no expat term) & each year, a % of his salary goes to the CPF.
That might be true... I was on such term when I came.Saint wrote:I'm assuming this is just very badly worded by the OP and what she's trying to say is that he's salary "includes" the company's CPF contribution which isn't currently deducted but will be if the he takes up PR in the future. Quite a common clause I seem to remember.Junoesque wrote:hi, my husband, 4 year old son & I moved to Singapore in year February, 2008. The hubby is a P1 pass holder working for a very reputable MNC here in singapore. He is on local hire (no expat term) & each year, a % of his salary goes to the CPF.
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