The 'Best credit cards for air miles accrual' master thread

zzm9980 · Post by **zzm9980** » Thu, 29 Nov 2012 1:59 pm

alvissome wrote:Hi zzm9980, as I'll be only spending on business related oversea transaction, it doesn't matter on the exchange, in fact a worse rate is better to accumulate the mileage faster. But ya, the ability to view the bill online is crucial. If not I still believe it is the best rate. I sincerely hope that they have improved the system with so many 'noises', not sure anyone still hold a card with them and able to advise whether there is any changes?

Hi Amigo, I'm a holder of KF Amex, but the mileage conversion is not great if you're spending less than $12,000/year - which Horizon would be able to rival that card without reaching that spending amount. Applied the card for the bonus mileage, and just shelved it until it has other promotion IMHO.

Oh if you're expensing it then go for it

Splatted · Post by **Splatted** » Tue, 24 Sep 2013 9:35 pm

Ok, I'm on the verge of vomiting blood with Citibank, and their horrible customer service, and am ready to ditch my Premier Miles card.

What else at the moment gives good points per spend, as of today 24/9/13 (at least 1.2 miles per $1), with no ongoing fees, or all fees waved.

Wd40 · Post by **Wd40** » Tue, 24 Sep 2013 9:42 pm

I am with DBS altitude, but not really for the miles. DBS is the only credit card that allows you to charge SP Services, IRAS etc on credit card and lets you earn points. Among DBS cards, the altitude gets you the best points per $ spent.

Splatted · Post by **Splatted** » Tue, 24 Sep 2013 9:46 pm

Wd40 wrote:I am with DBS altitude, but not really for the miles. DBS is the only credit card that allows you to charge SP Services, IRAS etc on credit card and lets you earn points. Among DBS cards, the altitude gets you the best points per $ spent.

do you have to pay any fee to participate in rewards/miles?

Wd40 · Post by **Wd40** » Tue, 24 Sep 2013 9:47 pm

Splatted wrote:
Wd40 wrote:I am with DBS altitude, but not really for the miles. DBS is the only credit card that allows you to charge SP Services, IRAS etc on credit card and lets you earn points. Among DBS cards, the altitude gets you the best points per $ spent.
do you have to pay any fee to participate in rewards?

There is 1 time fee of ~$42 for converting the points to miles. Other then that there is no other fee.

Like all cards there is no Annual fee for the 1st year. After that I guess they will waive it off anyways.

Splatted · Post by **Splatted** » Tue, 24 Sep 2013 9:53 pm

Wd40 wrote:
Splatted wrote:
Wd40 wrote:I am with DBS altitude, but not really for the miles. DBS is the only credit card that allows you to charge SP Services, IRAS etc on credit card and lets you earn points. Among DBS cards, the altitude gets you the best points per $ spent.
do you have to pay any fee to participate in rewards?
There is 1 time fee of ~$42 for converting the points to miles. Other then that there is no other fee.

Like all cards there is no Annual fee for the 1st year. After that I guess they will waive it off anyways.

ok, thanks.. applying now

amarettoSour · Post by **amarettoSour** » Wed, 25 Sep 2013 3:55 pm

I ended up getting DBS Altitude last year and has been paying off my bills at AXS stations with it, which amounts to ~$5k a year.

Been extremely happy with their customer service too! I NEVER have to wait when I call and they are always able to answer my questions!

Splatted · Post by **Splatted** » Wed, 25 Sep 2013 10:39 pm

Splatted wrote:
Wd40 wrote:
Splatted wrote: do you have to pay any fee to participate in rewards?
There is 1 time fee of ~$42 for converting the points to miles. Other then that there is no other fee.

Like all cards there is no Annual fee for the 1st year. After that I guess they will waive it off anyways.
ok, thanks.. applying now

My online application was rejected

wonder if it's because I already have a cashline acct with them

Wd40 · Post by **Wd40** » Thu, 26 Sep 2013 2:57 am

Hmm.. strange. I applied online too and I had POSB savings account, DBS Cashline as well as a DBS Esso Platinum credit card at the time of applying and I didn't have a problem.

Splatted · Post by **Splatted** » Thu, 26 Sep 2013 9:23 pm

Wd40 wrote:Hmm.. strange. I applied online too and I had POSB savings account, DBS Cashline as well as a DBS Esso Platinum credit card at the time of applying and I didn't have a problem.

Yeah.. today it reverted back to pending again... hope that's a good sign

Splatted · Post by **Splatted** » Thu, 26 Sep 2013 10:00 pm

BTW, my friend is telling me to sign up for the DBS women's card... something about 4 miles per $1 spent online. Any pro's / cons not mentioned in the ad?

Wd40 · Post by **Wd40** » Thu, 26 Sep 2013 11:05 pm

I dont think there are any pros and cons. Just that this card is more geared towards online spends whereas the altitude card is better for overall spends. If bulk of your purchases are online then it makes sense to get the woman's card. Just remember the Woman's World card gives the 10X points the Woman's platinum card only 5X. Also its only the 1st $2000 spent in a month gets you the extra points.

http://www.dbs.com.sg/personal/cards/cr ... e?#rewards

Wd40 · Post by **Wd40** » Sun, 13 Oct 2013 8:17 pm

Just applied for the UOB One Credit Card. This card gives 3.33% cash back subject to min spend of $300 a month for 3 months.

Also they are running a promotion of $80 cash back for those who apply now and spend $500 in the 1st month.

http://www.uob.com.sg/personal/cards/cr ... _card.html

zzm9980 · Post by **zzm9980** » Mon, 14 Oct 2013 10:35 am

Wd40 wrote:Just applied for the UOB One Credit Card. This card gives 3.33% cash back subject to min spend of $300 a month for 3 months.

Also they are running a promotion of $80 cash back for those who apply now and spend $500 in the 1st month.

http://www.uob.com.sg/personal/cards/cr ... _card.html

Not an Airline miles card :p

zzm9980 · Post by **zzm9980** » Mon, 14 Oct 2013 10:39 am

The OCBC Titanium Master Card has a slightly better return than the Citibank Premiermiles if you spend at least $1500 a month (and if you're not, the miles you're earning are pretty much inconsequential anyway):
http://www.ocbc.com/personal-banking/Ca ... rcard.html

I've stuck with the Citibank card though as I still find the local discounts and rebates to be better than the other banks. (10% rebate at Starbucks, etc)
Plus, the Plaza Airline Lounge membership is nice for the occasional crap flight I need to take where I can't fly Cathay or on a business+ ticket.

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The 'Best credit cards for air miles accrual' master thread

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