Hello JJ,SuperJJ wrote:Hello all,
I’ve tried to search the past discussions, but wasn’t able to locate a adequate answer that I am looking for, so thought I reach out to you guys.
I am a American living in Tokyo, and soon to be relocating to Singapore. I have recently learned that my future employer in Singapore only provides the health insurance to its employees and not their spouse and child(s). I thought it was bit strange, but looking at past topics here, it seems to be quite normal in Singapore.
I am in need of a health insurance for my wife and my 4 month old daughter. Along with the normal/standard coverage, I am particularly interested in the following.
- Vaccinations for my daughter
- Dental
- Maternity coverage as we are planning to have our second child in about year or two
Thanks in advance for your help.
JJ
Look at something like the NTUC shield plans then, they have restructured hospital-only plans, and you can choose the expensive one (single room, Aircon) or the cheap one (shared room, no Aircon). Some even give you cash if you take a lower-class ward. Even the expensive shield plans for restricted hospitals are half the price of private hospital plans.Wd40 wrote:Excellent overview about Singapore health insurance there by Girl_Next_door!
I did some research mainly AIA,Prudential and Great Eastern and I noticed the main difference is Pru lets foreigners take plans that are restricted to restructured hospitals whereas AIA and GE forces foreigners to take the most premium plan that lets you go to Private hospitals also. This makes PRU much cheaper if you are ok with going to only restructured hospitals.
I am inclined to go with Pru shield+Extra(covers deductible and co insurance) but limited to restructured hospitals only. Is there any reason, I should consider private hospitals also? From my research some of the major hospitals like Changi General Hospital(closest to my house) and KK Hospital are restructured.
Yes, but most local, even reputed ones cover only the employee and not their dependents.the lynx wrote:Isn't health insurance something that is covered by employers?
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