I wouldn't write off Microsoft so soon. Especially in the Enterprise software market. They have come up with Microsoft Dynamics which is ERP for the mass market. Their latest database software sql server 2008 is really good and expected to make a dent into Oracle's market share. They have also improved their enterprise collaboration and document management software Microsoft share point server which is going to be a big growth area for microsoft
Appreaciated, I agree Microsoft shouldn't be written off, though what i am saying is they have lost in the race to adapt for optical roll out, selling expensive software is becoming a thing of the past. Google and AOL are takeing the cream of Microsoft in the applications arena.
http://www.google.com/apps/intl/en/business/index.html
Microsoft fortunes are from all consumers, not just banks, I believe the larger piece of cake to be in consumer software for Microsoft in the past, so what i am saying is that google AOL are delivering consumer online packages, that have been whittling down Microsoft's hold on the market.
Bill Gates has retired the empire is crumbling and Microsoft are on a spiral in terms of revenue, which will eventually hit profits.
Those with the innovation to see the world roll out of optical delivery and speed for processors significantly on the same level has super computers, will be needed for the next stage, of innovation.
My belief is Microsoft may well have missed it's opportunity to lead the field, and is really a lagging antique, you only have to search online and you can purchase OEM software at 99$ for full package files, though you cannot register the product, these companies are supporting all patches and updates and it appears to be legal.
So the prices of Microsoft applications are getting hammered into the ground, he needs Microsoft anymore. That is not a company i would consider investing in for the next 10 years!
IT is not dead far from it, though nothing can be done without the backbone in place and the last mile to the door complete, and that stage is optical, which is expected to be launched in 2012 in Singapore.
My guess is, that a new phase of hardware and software is in the making, to suit the optical role out, these are the companies, that are involved in the next revolution of technology and Microsoft is lagging behind a very long way. No doubt we will also see better services to banks too in terms of security and cost effectiveness.
Microsoft share point is a little late off the starting line in my opinion! I read a really interesting document about the secrets that are being developed by leading search engines, that is going to blow Microsoft out of the water. Microsoft failed to get a piece of the google action back in 2003 and then came his retirement
http://blogs.pcworld.com/staffblog/archives/002278.html I'm speculating that he's all washed up and he knows it!
What i can visualise is more on the web working, and less software package sales, this will include also professional graphic design and other pro platforms through search engines, who have the reach to consumers, the sales done by local affiliates. Not good for the retail shops, however its cost effective all round with with better support I should imagine too!