Singapore Expats

Advice on contract I have just been sent.

Discuss about getting a well paid job or career advancement. Ask about salaries, expat packages, CPF & taxes for expatriate.
Post Reply
User avatar
ksl
Governor
Governor
Posts: 5989
Joined: Mon, 19 Jul 2004 8:52 pm
Location: Singapore
Contact:

Post by ksl » Sun, 24 Jan 2010 2:50 pm

I'm also from the depressed area of Lancaster, so I know what you mean!
Especially being taken to the cleaners by my first divorce, in mid 70's and an ex wife that chased my every move, to get more and more from me, every time increased my earning power.

After 16 years of paying through the nose, to facilitate my ex wife's boozing and drugs, the children getting the crumbs of what is left. I decided not to marry again.

That was until 2000 when i decided to marry a woman that was financially sound and didn't require my support! Been married almost 10 years now and have never regretted it, we have our own business which is doing okay.

Married to Chinese one does have to adapt, to their culture and it can also be quite an expensive when dining out, though we mostly take turns of picking up the bill, normally in the hundreds of pounds range if their are 12 to 14 in the family.

Though i have noticed that the more influential will almost always fight to pay the bill, to save face.

I adapted after my divorce never ever to carry a women around feeding her, just to be the gentleman. England is a place where the women will take advantage, i have been asked to buy drinks from pretty women more than once, unfortunately I tell them to buy their own drinks, i can do without their company.

I don't buy to please, them, I please myself, though having lived in Denmark for over 20 years, I am much more liberated and down to earth. My old man always warned me, not to let love blind me, there are plenty of rich women out there, who you can always fall in love with!

For working class people like myself, it is a choice we have to climb the social ladder, to get out of the crappy hole of neglected towns and cities and to grow like a tree, branching out to challenge life on a worldly platform.

I really do advise you to have good medical cover!
I was too old and had a medical condition, I haven't been able to find medical cover for less than 8000£ a year.

So i am forced to pay with no subsidies normal doctor in the heartlands is around 25$, sometimes mine doesn't charge me for consultation, i think she feels sorry for me, having to pay for all the medication, which is 1000$ every 6 month for medicine and my heart specialist consultation is 89$ for less than 3 minutes!

My angiogram was 10,000$ and nothing was done, other than to look, they said they do not put stents in until the artery is 70% blocked I was only 60% so now have to live with the angina pain every day and i will have to have another angiogram soon to see if it's getting worse.

Skin specialist cost me 500$ I'm sensitive to humidity, and alcohol must avoid!

A broken leg will cost you your arm :wink: Get hospital cover for at least 10k, though dengue fever is rare here, it is still here, and that will cost you.

3 blocks where i live had dengue patients! Don't take anything for granted, this is a very commercialised place no $ no get help lah! The low paid workers have no choice but to die in other words, even they are subsidised.

You will enjoy Singapore that's for sure it's very much like home in a way, but better!

ceej1979
Regular
Regular
Posts: 104
Joined: Thu, 03 Sep 2009 9:18 pm
Location: Bristol, England

Post by ceej1979 » Sun, 24 Jan 2010 3:41 pm

ksl wrote:I'm also from the depressed area of Lancaster, so I know what you mean!
Especially being taken to the cleaners by my first divorce, in mid 70's and an ex wife that chased my every move, to get more and more from me, every time increased my earning power.

After 16 years of paying through the nose, to facilitate my ex wife's boozing and drugs, the children getting the crumbs of what is left. I decided not to marry again.

That was until 2000 when i decided to marry a woman that was financially sound and didn't require my support! Been married almost 10 years now and have never regretted it, we have our own business which is doing okay.

Married to Chinese one does have to adapt, to their culture and it can also be quite an expensive when dining out, though we mostly take turns of picking up the bill, normally in the hundreds of pounds range if their are 12 to 14 in the family.

Though i have noticed that the more influential will almost always fight to pay the bill, to save face.

I adapted after my divorce never ever to carry a women around feeding her, just to be the gentleman. England is a place where the women will take advantage, i have been asked to buy drinks from pretty women more than once, unfortunately I tell them to buy their own drinks, i can do without their company.

I don't buy to please, them, I please myself, though having lived in Denmark for over 20 years, I am much more liberated and down to earth. My old man always warned me, not to let love blind me, there are plenty of rich women out there, who you can always fall in love with!

For working class people like myself, it is a choice we have to climb the social ladder, to get out of the crappy hole of neglected towns and cities and to grow like a tree, branching out to challenge life on a worldly platform.

I really do advise you to have good medical cover!
I was too old and had a medical condition, I haven't been able to find medical cover for less than 8000£ a year.

So i am forced to pay with no subsidies normal doctor in the heartlands is around 25$, sometimes mine doesn't charge me for consultation, i think she feels sorry for me, having to pay for all the medication, which is 1000$ every 6 month for medicine and my heart specialist consultation is 89$ for less than 3 minutes!

My angiogram was 10,000$ and nothing was done, other than to look, they said they do not put stents in until the artery is 70% blocked I was only 60% so now have to live with the angina pain every day and i will have to have another angiogram soon to see if it's getting worse.

Skin specialist cost me 500$ I'm sensitive to humidity, and alcohol must avoid!

A broken leg will cost you your arm :wink: Get hospital cover for at least 10k, though dengue fever is rare here, it is still here, and that will cost you.

3 blocks where i live had dengue patients! Don't take anything for granted, this is a very commercialised place no $ no get help lah! The low paid workers have no choice but to die in other words, even they are subsidised.

You will enjoy Singapore that's for sure it's very much like home in a way, but better!
Thanks for the advice. My contract says hospital cover, but doesn't seem to apply until I finish probation. The issue being, it's almost certainly been stretched out too a pretty long 6 months, as they want to see how I settle before they let me loose on full employee rights!

I will enquire.

As for women, I'm pretty sure my cousin's fiance's dad is like a very senior government figure.

You wouldn't know it speaking to him. He's incredibely down to earth, and welcoming. But you look around the house, and there are pictures of him and the President on the wall, on golfing trips and thinks like that.

He lives in this huge house. It's so big, that he and his wife live on the first 2 floors, his son and his wife live on the 3rd floor, and his other daughter and my cousin live on the 4th! He cousin reckons it's a $12-13 million pound property.

Life of riley eh!

irvine
Chatter
Chatter
Posts: 312
Joined: Mon, 15 Dec 2008 2:53 pm

Post by irvine » Mon, 25 Jan 2010 2:00 am

Keep yourself healthy, i.e. don't work too hard.. or play too hard for that matter.

Medical is ok here if you're healthy. But, accidents or unforeseen circumstances happen. So, think about what and where will you turn to if you need help. Personal Accident or medical card insurance is possible if you want to just get it for the first year you're here.

Careful on the road, no jaywalking. Drivers are always seem to be in a hurry here.

Ok, on the bright side... there are many fun things to do in Singapore and the surrounding countries. Fantastic time for you to see South East Asia!

Post Reply
  • Similar Topics
    Replies
    Views
    Last post

Return to “Careers & Jobs in Singapore”

Who is online

Users browsing this forum: No registered users and 2 guests