HLE application

[shadaw]

Hi

If I want to buy HDB flat and apply for HLE together with my mum's name under Non-Citizen Family Scheme, my mum's name should be put under flat owner or occupier? She is not working and do not have any CPF contribution.

Thanks in advance for your reply.

[sundaymorningstaple]

Who is the Citizen in this instance? You or your mother? If you are the citizen, than she is an occupier and must have at least a LTSVP of at least 6 months duration. On the other hand, if she is the citizen and you are not, You must be her dependent. If she doesn't work and you are over 21 then that won't fly. The following taken from the HDB site......

Non-Citizen Family Scheme

The Non-Citizen Family Scheme allows a single citizen with non-citizen family members to buy an HDB flat from the open market. If you wish to buy a resale flat under the Non-Citizen Family Scheme, you must meet the following eligibility conditions:

Citizenship
You must be a Singapore Citizen.

Age
You must be at least 21.

Family Nucleus
You must form a family nucleus, such as:

* Your parents and siblings; or
* Your children under your legal custody, care and control (for widowed, divorced or separated persons).


The non-citizen family member listed as occupier must have a social visit pass (including work permit) of at least 6 months.

If the social visit pass expires during the resale transaction, you have to produce the renewed social visit pass at the point of completion of the resale transaction.

Income Ceiling
There is no income ceiling (unless applying for CPF Housing Grant).

Ownership of Private Residential property
You can own private property (unless applying for CPF Housing Grant) but must live in the HDB resale flat.

Ethnic Integration Policy
You can buy an HDB resale flat in any town/estate as long as the approved proportion of your ethnic group has not been reached.

To check, click Ethnic Group Eligibility of Buyers or call HomeLink at 1800-8663060.

CPF Housing Grant for Singles
You may apply for the CPF Housing Grant for Singles if you are at least 35 and meet all the eligibility conditions under the CPF Housing Grant Scheme for Singles.

[shadaw]

I am Citizen and my mother now have LTVP jux approved. I am now clear that my mum name should be put under occupier. Thanks alot for your reply.