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side jobs?

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job-hunter
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side jobs?

Postby job-hunter » Tue, 15 Sep 2009 11:39 am

Hi,

I wonder if it is possible to get a side job in Singapore. I am here on Employment Pass, and of course I have a job. My problem is, that my credit card was stolen, the thief bought items for several thousand dollars, and the bank makes me liable for the fraud. I am really broke and have no idea to get along without money, so I desperately need a side-job to get some money.

Wonder if anybody has an idea?

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Strong Eagle
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Postby Strong Eagle » Tue, 15 Sep 2009 11:54 am

You cannot legally work for a second employer in Singapore while you are on an EP.

Your only options are:

a) Fly under the radar and work on a cash basis doing freelance or contract work.

b) Find distance work (via Elance or some such) so that your work is paid into a Paypal account or some such which you can then transfer to your Singapore bank.

c) Apply for PR - and when you get it, you can work wherever you want.

d) Apply to MOM for a special dispensation, citing economic need to be able to work a second job. I suspect they would want your employer to OK this.

ringo100100
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...

Postby ringo100100 » Thu, 17 Sep 2009 4:32 pm

Have you really spoken to the CC company on this? Option:

1) Reconfirm exactly what you are liable for. Is it really your fault? Have they not been able to recover anything from the merchant?

2) Try to negotiate down the balance and agree a repayment plan. They would prefer to get something rather than nothing. It is not unusual for them to agree 50%, 80%, payable interest free etc. Don't let them pressure you as it is against the law.

3) Use the media card. There has been a lot of attention on this and they may want to agree a reasonable settlement.

4) Consider paying minimum, letting the balance role up then negotiate when you have left the country.

5) Just don't pay and get a bad credit reference – maybe better than breaching employment laws.

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jpatokal
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Re: ...

Postby jpatokal » Fri, 18 Sep 2009 2:08 pm

ringo100100 wrote:1) Reconfirm exactly what you are liable for. Is it really your fault? Have they not been able to recover anything from the merchant?

There have been past threads about this. Yes, banks can hold you liable for any misuse of your card, until you report the loss to them.

2) Try to negotiate down the balance and agree a repayment plan. They would prefer to get something rather than nothing. It is not unusual for them to agree 50%, 80%, payable interest free etc. Don't let them pressure you as it is against the law.

While I agree that you can and should try to nego, the law is on the company's side: "owe money pay money", as they say in Sg.

3) Use the media card. There has been a lot of attention on this and they may want to agree a reasonable settlement.

Unlikely to work now that the Nov 1 law change limiting your liability to $100 has been approved.

4) Consider paying minimum, letting the balance role up then negotiate when you have left the country.

Not advisable if you're planning on staying in Sg, since the interest compounds very fast.

5) Just don't pay and get a bad credit reference – maybe better than breaching employment laws.

If you do this in Sg, the bank will extract its pound of flesh by repossessing anything it can get its hands on and having you declared in bankrupt if it's not enough.
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madura
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Postby madura » Sat, 25 Dec 2010 1:58 pm

Strong Eagle wrote:c) Apply for PR - and when you get it, you can work wherever you want.


Is this in the employment law? I tried looking for it at the employment law section of the singapore statutes but could not find anything. Mind if you point me to the right direction?

Sorry for bringing up an old thread.

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Mad Scientist
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Postby Mad Scientist » Sat, 25 Dec 2010 2:03 pm

madura wrote:
Strong Eagle wrote:c) Apply for PR - and when you get it, you can work wherever you want.


Is this in the employment law? I tried looking for it at the employment law section of the singapore statutes but could not find anything. Mind if you point me to the right direction?

Sorry for bringing up an old thread.[/quote)

http://www.ica.gov.sg/data/resources/do ... 080429.pdf

Basically Local and PR alike can apply jobs without any Employment Pass guideline restriction
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ecureilx
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Postby ecureilx » Tue, 28 Dec 2010 6:48 pm

To Add to MS, EP states specifically your job, your place of work etc. etc. and also warns that MOM must be notified if there is any change of the above

As for the card missing, did you even really loose it ?? or gave it to somebody who abused it ?

If you lost it, you can still file for legal assistance, and dispute it, and fight the banks all the way till they admit that the merchant didn't exercise prudency when accepting the card and your liability is minimised.

yes, you must report lost / stolen cards, but if you never used your card, and your housemate / gf took it and went on a spending spree, you never know until you see the bill ..

Maybe there's more to it that the 'lost the card / stolen card' story :D D:

Well, me am always a skeptic ..


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