Credit card fraud

[dbenne22]

It's been a while since I made the first posting on this subject and I believe things may have changed a bit - has anyone managed to track down a Visa or Mastercard which has a decent fraud protection policy ?

[Strong Eagle]

They have all changed. My most recent UOB and OCBC cards have fraud and theft protection much closer to US standards. If you already have a card, call your bank and get the new rules. No more are you liable for all charges unless you failed to exercise due diligence.

[QRM]

Now just have to fight for the same standardised credit card global travel insurance

[sierra2469alpha]

...You aren't, by chance, related to sierra2469alpha are you?

What, exactly, do you mean by that comment, SMS?

[JR8]

Old thread, but I think I have stumbled across another expat pitfall with credit cards.

I assume when you have one of these fancy charge cards, the travel insurance they chuck in for free is the same the world over. I wanted to double check that I am covered with ski insurance.

The UK office was shut, I called the local branch and they confirmed ONLY if I bought the ticket using the card I would be covered. Later the UK bunch confirmed my family is covered whether I use card or not.

I contacted the local branch again to ask about the discrepancy and they confirmed that despite being the same fancy pants card (the sort I would assume Batman would have in his utility belt), Singapore has different insurance conditions.

Not just insurance I found if you call the UK concierge service up to book flights/hotels they will give you a different rate from the local concierge service rates, I had assume they all work together as one big happy family.

That's how it works with my credit card too. You either book everything, or, all the flights, or, all the accomodation and then you're covered. If not you're not.

That has been the policy with Coutts (London) for as long as I recall, and they're a decent bank.

I definitely would not trust a local bank in SG taking telephone advice on what is covered or not. Besides at least in UK, the T&C's of your credit card are a contract, so they have to notify you of the contract and any changes in writing...

[sundaymorningstaple]

...You aren't, by chance, related to sierra2469alpha are you?

What, exactly, do you mean by that comment, SMS?

Cripe, I can't remember last week and you want me to try to remember my thought processes of 14 or 15 months ago?

[sierra2469alpha]

...You aren't, by chance, related to sierra2469alpha are you?

What, exactly, do you mean by that comment, SMS?

Cripe, I can't remember last week and you want me to try to remember my thought processes of 14 or 15 months ago?

Not the best "form" for a moderator, I would think. For an apparently smart person, SMS, comments such as your posting reminds me of "school-boy wit". Churlish, petulent, and usualy without effect. You're the big guy in the playground. Good for you.

Slagging people off directly is one thing - to talk behind their back without explaining the meaning of the post, let alone giving the opportunity to discuss it, is a little tweenie.

As you are an HR Manager, I hope you behave slightly better in real life than you do occasionally do on this forum.

I am up for a good 'ole argument/debate anytime...that's what forums are for. I do not condone your work here, SMS - let's be clear. Just don't slag. If you disagree, then that's fine, but obtuse slights about people who cannot see you slagging them off without searching, aren't worth anything - in fact it demeans the SMS I knew.

In the past years I have agreed/disagreed/challenged with other posters, but I post the reasons, rather than shooting from the hip (generally!). And I certainly have never done it behind someone's back.

I'm not a schoolboy - I suggest you stop acting like one - man up and move on. Hopefully, this time with a bit more of the 'ole SMS smarts and a little less hyperbole.

I am sure more than a few people would like to see your wit and humour.

[JR8]

Don't you think you're making a bit too much of a vaguely snarky comment made over a year ago?

[sierra2469alpha]

JR8 - no I don't. If you read all of my post you'll see why. Perhaps you are happy with lacklustre moderators who hide behind their keyboards, and quip and wip behind people's backs?

If so, then this is a good place for you, JR8.

Personally, I like to see a bit of professionalism, candor, humour, and openness. Simply because you are a so-called "moderator" on a public forum doesn't give you the right to slag people off, especially behind their back.

SMS was caught out. Again.

I worded my reply with respect for SMS's knowledge and contribution to this forum over the years.

If, JR8, you have issues with me pointing any of this out, then re-read, and re-post.

[JR8]

Just think it probably better you shrug and move on, rather than stoke a fight a year plus down the track.

The moderators are the moderators, they host us and we are guests here.

[sierra2469alpha]

The moderators are the moderators, they host us and we are guests here.

No, they don't host "us". That's done by the company that owns the domain name. It's a real-estate site, JR8.

[sundaymorningstaple]

One thing about it, P, you have again proven the old adage that a leopard can't change it spots. Here I even welcomed you back to the site. Heck, for that matter I even made a comment/compliment about "where is SierraxxxxAlpha when we need him" in relationship to the a380 and your wealth of knowledge in that theater. Remind me not to do so again, please! Kinda like a Jack Russel Terrier with a knotted sock. I suppose you will threaten us again with taking your clients to another site. Just like me, you have a reputation here. Some have a good ones, others, bad ones, and some just have a quirky one. We also have personalities and much to your dismay, we are ALL regular posters here whether you like it or not. We let you know when we are "moderating", as has been pointed out to you before, the last time you got into a snit. The fact that this board isn't like "other" boards seems to be lost on you.

[sierra2469alpha]

Still doesn't answer the question of my original post, SMS, does it?

What possible intent would you have had, even though your feign ignorance/memory loss/oh I post just as much as the next person could there POSSIBLY be apart from slagging me off, behind my back?

I was courteous in my responses and recognised your contributions here (twice), however again you seem to want to continue to berate me for pointing out something which is not only unsociable conduct on your behalf, but again sidelines and shadows the issue and turns it back onto the accuser. Tactics which, I admit, you are supremely good at.

I was particularly amused with your use of two animal references in the one paragraph. Gold star for that one.

Oh, and for the record - you did not welcome me back, you didn't even respond to the A380 post. If you thought my knowledge was valuable, then why not PM and ask me, to contribute, rather than (and please, do quote yourself proeprly in the future) "sierrabunchofnumbersalpha"?

Keep on makin' 'em believe in you SMS - you CAN do it.

Now, can you man-up and answer the original question? At least that way we can get back to the stuff that's good here - like helping people.

[sundaymorningstaple]

- deleted.

Not worth the effort.

[Strong Eagle]

Why does the word 'truculent' come to mind?