Is this in addition to exchange rate charges?RULDS wrote:...one thing to note, if you buy locally it is not a probblem but AMEX charges you 2% on all international purchases.jpatokal wrote:Krisflyer American Express Gold is the best for earning miles. The rest are all more or less the same, and no, there's no MasterCard/Visa that comes even close.
In regards to the AMEX card that I have, which is from the U.S., all purchases are charged 2% if they do not originate from the states. They do not charge for an exchange rate but give the current market rate.Strong Eagle wrote:Is this in addition to exchange rate charges?RULDS wrote:...one thing to note, if you buy locally it is not a probblem but AMEX charges you 2% on all international purchases.jpatokal wrote:Krisflyer American Express Gold is the best for earning miles. The rest are all more or less the same, and no, there's no MasterCard/Visa that comes even close.
As far as I know, it is on any purchase. I have spoken with AMEX about this issue in the past about how much they charge when I travel outside the US and they have never given me any conditions where I would not be charged. Whenever I look at my statement, I always see the additional 2% charged under each international purchase.sierra2469alpha wrote:RULDS - interesting!
Our AUS Diners Club don't do that - interesting that AMEX do.
Could you advise if that's just on hard purchases, or is it a flat 2% across the board - eg. hotels etc.?
Also, if I could slightly append another question without hijacking - could someone advice if they have a SIN AMEX CHARGE (not credit) card, if the 2% charge applies to purchases (hard or soft) outside of SIN?
Many thanks in advance, P.
You will want to double check your purchases. The 2% that is spoken about is NOT derived from the Merchant, it is soley from the credit card company nor is it a cash advance.ringo100 wrote:AMEX don't charge 2% on international purchases. No credit card that I have used ever does this. A MERCHANT may ask you to pay a surcharge but that is not AMEX. Plus this would appear on your bill. I think something else maybe happening.
I have serveral cards, which I have used across the region, UK, US and have never been charged by the issuer for buying something. They would go out of business if this were the case.
Cash advances incur charges.
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