Singapore Expats Forum

health insurance

Discuss the different insurance options from car to health insurance.
JJH
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health insurance

Postby JJH » Sat, 09 Feb 2008 3:19 pm

Hi there,

My husband and I are moving to Singapore from Sydney in March and I am currently 3 months pregnant, so expecting our first in August. Although we have full health cover here we have been told we need to adhere to the waiting periods for Singapore health insurance so won't be covered for August.

Does anyone know any way around this or any ideas we could try so we can be covered?

Thanks very much! :D

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ScoobyDoes
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Postby ScoobyDoes » Sun, 10 Feb 2008 4:54 pm

Also, most insurance doesn't cover "pre-exisitng conditions" of any sort and yours is definately in that pile. If you are covered at home it's worth asking them if they cover you while here, even temporarily.

cks
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health insurance

Postby cks » Wed, 13 Feb 2008 11:11 pm

Hi JJ,
First of all , if you are pregnant basically no private medical insurance in Singapore will cover your delivery even if you are signing up before you are pregnant. Simple as that. But if you want to cover for specific female critical illnesses , that is still possible. You can also apply for Life insurance even when you are still pregnant.


Cheers
ks

Bean
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Postby Bean » Mon, 27 Oct 2008 4:39 am

Hi JJH

Just wondering what the outcome was for you? I am in a similar situation with our 2nd baby - having had our first privately in the UK covered by our health insurance.

Thanks.

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positano
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Re: health insurance

Postby positano » Mon, 27 Oct 2008 9:23 am

cks wrote:Hi JJ,
First of all , if you are pregnant basically no private medical insurance in Singapore will cover your delivery even if you are signing up before you are pregnant. Simple as that. But if you want to cover for specific female critical illnesses , that is still possible. You can also apply for Life insurance even when you are still pregnant.


Cheers
ks


its my understanding that there are two insurance policies on offer in Singapore which provide cover for pregnancy. i can't remember the names of the companies that offer this but after looking into the conditions I found that it wasn't worth taking out a policy here because the cover was very minimal.


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