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by sundaymorningstaple » Mon, 23 Jul 2007 12:37 am
rsmer1,
First of all, unless you are a citizen or Permanent Resident you will not be needing to know anything about CPF at this juncture. If you are coming here on an Employment Pass you will need to find out from your HR Manager what types of medical coverage packages the offer as as group insurance policy is normally either provided 100% by the employer up to and including 100% paid by the Employee. Companies vary in their generosity. Additionally, such insurance policies normally only cover the employee. Most however, for an additional cost (again possibly at your cost) will provide family coverage. As there are no laws nor minimums here it is up to you and your employer to negotiate.
While this is not an answer it at least lets you know that you will have to initiate the negotiations for any additional that you receive. Some companies provide only Major Medical/Surgical (meaning hospitalization only) while you take care of outpatient services. Otherwise, Google AIA, AXA, AIG, Great Eastern, and Medical Insurance +Singapore for a start for medical insurance policies purchased privately.
SOME PEOPLE TRY TO TURN BACK THEIR ODOMETERS. NOT ME. I WANT PEOPLE TO KNOW WHY I LOOK THIS WAY. I'VE TRAVELED A LONG WAY, AND SOME OF THE ROADS WEREN'T PAVED. ~ Will Rogers