Health Insurance

[Mike in Rye]

Sorry

I looked back quite a ways as well as a search and did not seen anything. I just recently returned to the US after two years in Taiwan. My question is about Health insurance for my wife and I. There is a very good chance I will be changing companies and moving to Singapore. In Taiwan there was a payroll deduction that covered adequate government sponsored medical costs. This was fine for routine type of occurances.

What is the situation in Singapore. If we live in Singapore and I have an EP am I and my wife covered by a government plan? If I was to obtain a PR is the situation different/better?

Since this could be a permanent move does that make a difference ? I am currently woring for the US subsidiary of a Japanese company and the new company is Japanese as well. For the new company it is not yet clear there will be US insurance like I currently have.

Does anyone have similar experiences? And what would you suggest?

Thanks

[sundaymorningstaple]

The best place to start is here with regard to PR/Medical coverage:

http://mycpf.cpf.gov.sg/Members/Gen-Inf ... vc/S-and-S

There is not government funded medical insurance for Employment Pass holders. Most companies will have a co-pay plan whereas the Employee's medical insurance will be covered by the employer (or at least a basic amount with additional premiums payable by you to up the coverage) Additionally, a lot of companies will also have a family plan cover as well but you will be required to pay the difference.

Alternately you can buy medical insurance from AIA, NTUC, AIG or insurance companies here in Singapore whose policies are tailored for the local market.

Guess I see another heading & links necessary in my links page! Good Question. Thanks