Right. Only problem is that we're in a high point in the economic cycle and the STI is hitting new peaks daily, so it's not a very good time to get in unless you're confident that the bull market will continue...sq009 wrote:Being subjected to economical cycles. ETFs can be very much predictable. Moreover, they are alot more safer then mutual funds as they represent country indexes. Although returns suck at times, but 15% for S&P500 over 3 years is reasonable, and Gold ETF earned me more than 40% over the last 5 years. Not bad actually for an almost zero risk investment.
You mean this?Maybe the site was AskDrMoney ? But its not exactly accurate though
http://www.askdrmoney.com/Deposit_accounts_Details.htm
Interesting page, but you're right, those are just the baseline rates, not the promotions...