Investing

[jpatokal]

Being subjected to economical cycles. ETFs can be very much predictable. Moreover, they are alot more safer then mutual funds as they represent country indexes. Although returns suck at times, but 15% for S&P500 over 3 years is reasonable, and Gold ETF earned me more than 40% over the last 5 years. Not bad actually for an almost zero risk investment.

Right. Only problem is that we're in a high point in the economic cycle and the STI is hitting new peaks daily, so it's not a very good time to get in unless you're confident that the bull market will continue...

Maybe the site was AskDrMoney ? But its not exactly accurate though

You mean this?

http://www.askdrmoney.com/Deposit_accounts_Details.htm

Interesting page, but you're right, those are just the baseline rates, not the promotions...

[sq009]

Yeah, thats the one. With all the promotion going around, its not the actual rate though, and its very much dependant on the floating interest rate.

According to Joseph cycle, Singapore market will continue to have a bull run till 2008, with occasional hiccups in between. I'm not a fan of ETFs, but knowing that they are alot safer gives me a peace of mind.

Then again, economic cycles are getting shorter and shorter due to globalisation. But overall, Global GDP for last year still stand at 5%.

The only major changes are workers wages and salary levels which maintained at last year's level, while Global Corporations continue to earn. This theory is also known as "Rich get richer, poor get poorer"

Haha, I'm trying to shift to the rich group, so i can get richer. haha
I tend to get lost in forums, so you can also contact me via my mobile, 92979453. Love to share ideas about investments (my hobby)