Singapore Credit card

[crabathor]

Say if a full outstanding bill is billed to you but you definitely need to pay by installments in the amount you can afford of course, what options that are available?
A friend who actually works for the bank even though in another country, suggested not to take the loan from the bank.

[DimWit Kid]

Many banks offered so called "balance transfer" at a much reduced rate (nowadays around 3.5 to 4 percent) on their credit card or overdraft line - of course, only if you have a good credit standing. That's probably the best options you have.

Be careful in spending your credit card facility next time!

[marj_kee]

Banks are ...

Someone who lends you an umbrella when its sunny, and takes it back when it rains ...

[Oriental]

Say if a full outstanding bill is billed to you but you definitely need to pay by installments in the amount you can afford of course, what options that are available?
A friend who actually works for the bank even though in another country, suggested not to take the loan from the bank.

I don't understand why you would want to go out and spend money you don't have in the first place.

But since you are now in debt why is it that you are advised not to arrange a bank loan?

By the way, living on credit will only make you poor.

[renter]

The advice is very simple, but people tend to make it complicated.
Slim down your life style, and pay the biggest amount you can.