We recently had BUPA. Essentially the same as Matney's but for one more child and one more adult. A whopping $3,500 per year. Just as a matter of reference, Mr. Bailey was in a head-on collision with a bus on his bicycle a few years ago. His injuries included a broken neck, thumb, collar bone and ribs. All told, for the:Matney wrote:Hospitalization only, with cover for when we travel to foreign countries for 3 people--myself and 2 teens,husbnd is covered through his employment came to about $2500. Insurance to cover basic stuff is difficult to locate and when I was looking quite expensive. I haven't looked into Life insurance, so therefore I can't help there. i'm not aware of employers offering that, but I'm usually wrong.
I have a full expat policy that costs me about $2300 US (age 56... a lot cheaper if you are younger). This policy covers all major medical expenses except for outpatient clinic services with a $500 deductible.pandaman wrote:or could anyone tell me how much you pay for a health insurance and life insurance in singapore?
I would ask your wife's employer if you could just pay the difference for a more comprehensive coverage - that might be cheaper and a lot less hassle than having two policies etc. I think that's a very realistic request and one that we opted for given similar circumstances. My employer had no problem with this at all.pandaman wrote:My wife got a faculty job in singapore. She is a fresh Ph.D from a top U.S. University. School's health insurance is not comprehensive enough. It seems that the school won't pay for private insurance. Should we negotiate them and ask for increase of salary. Her annual salary is S$82000 plus subsidize housing and children's education allowance. Is it a good pay? Many faculty memebers buy private insurance. We just wonder how much we will spend on health insurance for a family (couples+1children) for a local one or global one?
U.S. school also offers basic life insurance to faculty memebers but singapore not. Is it necessary to buy life insurance in singapore? How much usually is it in singapore?
Thanks
Mulitple firms sell 'global' or expat policies. Some are online, some are here.pandaman wrote:One more question. My wife want to go back to U.S. to give a birth to a child. So she needs a global health insurance, right? Are there such health insurance in singapore which can cover all the medical expensed in U.S.? Or should I buy another one in U.S.? Thanks
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