Precisely K1w1 - pragnancy is a pre-existing condition, therefore NOT covered by heath/hospitalisation coverage - our little 'angel' is going to cost us over SGD10k when you add into it the pre-natal classes and such.
(NUH - not sure how much it is in other places)
Also, with the nationality issue - Singapore does not grant cotizenship on thos eborn here, whose parents are not Singaporean citizens. (Can you imagine the waves of Indonesians, Thais and Malaysians swarming over the border to have their kids here
)