I did not know how to manage money. Everything i earned went into thin air, i spent more than i earned and i borrowed everymonth. I had not budget, no insurance for health, car got repossesed several times, i borrowed from one person to another. This went on for years, all the way from my late teens till late 30s.
One day my siblings and i were talking about my father and how badly he managed money, i said i hope i never become like him. one of my siblings looked at me with disgust and said " You ARE just like him". I was angry and hurt but she was right.. i owed her lots of money like i owed so many people.
At Which Point Did you Break?-- what was that one event, situation, thing, feeling, that made u say to yourself- thats it, i have to stop this now?
........ I guess after my sibling said that i put money every month in an envelope with the names of all the people i owed and saved it and every few months paid back those people.
If it wasnt one thing- was it one person? or more? - Who? What is that person said or did that made u turn around?
What my sibling said and what i heard about people saying about me that i was a "free loader"
Who are the people whom you hurt whilst on this collison course?
How DID they get hurt from your addictions/lies/etc.?
... I borrowed, i lied about my borrowing, my friendships were hurt when i didnt pay back, my family was hurt when i didnt pay back the money i owed, and i hurt myself because people stopped respecting me. I would stay in peoples houses rent free saying i was struggling financially and not pay a cent towards anything until they very politely told me they needed the room back. Word got around that i was a free loader, a sponger.. its still didnt hit me.. until my sibling told me those words
How hard was it to start that road of recovery?
I guess i just bucked up or buckled under - i dont know which. Having a job that paid a bit more helped a lot.
How hard was it for you to continue that road?
I was ok for a few years and then it all went downhill and i was back to my old ways. Ive picked myself up and am starting all over.
Who was/is your support system? (People/Medication/Spirituality or Religion, etc.
I recall someone telling me once that whether i earned 3 k or 1 k it was about budgeting and sticking to it. I went into lots of websites on Prosperity and Abundance.. I read and read but didnt always practice everything i read but realise it was a mindset, it was about feeling worthy, etc etc
Recently I went to the Credit Counselling talk because the bank was about to make me bankrupt... i still struggle, i falter, i go overboard with taking cabs when i can take buses...
How long have you been in recovery?
15 years
Any relapses since?
yes, many, see above
Anyone else in my situation? Please share cos its a lonely and scary journey-
here are some sites to look at which might help you.
http://www.prosperityplace.com/
http://www.scienceofgettingrich.net/
http://www.accessabundance.com/