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Health Insurance- Blue Cross?

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Joined: Thu, 14 Apr 2005

Health Insurance- Blue Cross?

Postby Light » Thu, 14 Apr 2005 12:11 pm

Does anyone have Blue Cross insurance coverage from USA, while living in Singapore? What would be pros and cons to be under this option?
I know that you have to spend your own money first and then apply for reimbursement- which is a hassle. Does anyone have any advice over the health insurance choices between carrying over US insurance coverage as "in-network" coverage versus getting a separate international health insurance? Please advise!!!

Blue Croos too

Expat plan

Postby Blue Croos too » Thu, 14 Apr 2005 12:59 pm

Hi,

We have BlueCross Coast to Coast at home and my husbands company was able to offer us BlueCrossExpat. Believe it or not, it actually costs the company less than when we were stateside. We have used it for little things here and have to pay then submit for reimbursement, but I have also been hospitalized here and the hospital billed them directly for me. No problems either way. When we return to the States for the summer, we are covered as long as it is less than 2 months in any one stretch. This way I am keeping my daughter's dentist and pediatrician and she will have her exams while we are home in June and December.

I was able to even have a conference call with my husband's HR office, Blue Cross Expat rep and myself to ask any questions before moving over.

When we move back to the States, we will convert back to Coast to Coast - there are no waiting periods or tempoary loss of coverage.

I hope this helps!

Light
Member
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Posts: 37
Joined: Thu, 14 Apr 2005

Thanks!

Postby Light » Thu, 14 Apr 2005 1:04 pm

Thank you for sharing your experience.
No wonder our HR recommends it over other international insurance.
It's good to hear that it provided adequate coverage.


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