Moving to Singapore? Ask our regular expats in Singapore questions on relocation and their experience here. Ask about banking, employment pass, insurance, visa, work permit, citizenship or immigration issues.
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Purezen
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by Purezen » Mon, 05 Feb 2024 9:14 pm
Hi, I am a SG citizen wanting to solemnize in ROM with a foreigner. I am 30, she is 31. She used to be S-pass but no longer. I have applied PMLA for her and it was approved in a week. We are waiting for a good time to ROM. However I have doubts for housing. Should I BTO with her under SG/NC scheme or (I am only child) BTO with my father (divorced from my mother and does not have a flat) under parent/child scheme. I do not know what is the best course of action to take or if there is any other way I have overlooked for the future. Please kindly advise me, It would be greatly appreciated!
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JWNYsg
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by JWNYsg » Tue, 06 Feb 2024 4:18 pm
Are you close to your dad? Do you see yourself staying with him and wife for a long time? If not I would not recommend that route in case he remarries
I don’t see any downside if you formalise your wedding now. Whether you choose BTO or resale can be reviewed again.
Good luck
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therat
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by therat » Wed, 07 Feb 2024 9:29 am
Purezen wrote: ↑Mon, 05 Feb 2024 9:14 pm
Hi, I am a SG citizen wanting to solemnize in ROM with a foreigner. I am 30, she is 31. She used to be S-pass but no longer. I have applied PMLA for her and it was approved in a week. We are waiting for a good time to ROM. However I have doubts for housing. Should I BTO with her under SG/NC scheme or (I am only child) BTO with my father (divorced from my mother and does not have a flat) under parent/child scheme. I do not know what is the best course of action to take or if there is any other way I have overlooked for the future. Please kindly advise me, It would be greatly appreciated!
did you discuss your plan with your future wife?
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Purezen
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by Purezen » Wed, 07 Feb 2024 3:26 pm
therat wrote: ↑Wed, 07 Feb 2024 9:29 am
did you discuss your plan with your future wife?
Yes, she say up to me to plan. Hence I want to know all the options I have.
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malcontent
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by malcontent » Wed, 07 Feb 2024 8:45 pm
Purezen wrote: ↑Mon, 05 Feb 2024 9:14 pm
Hi, I am a SG citizen wanting to solemnize in ROM with a foreigner. I am 30, she is 31. She used to be S-pass but no longer. I have applied PMLA for her and it was approved in a week. We are waiting for a good time to ROM. However I have doubts for housing. Should I BTO with her under SG/NC scheme or (I am only child) BTO with my father (divorced from my mother and does not have a flat) under parent/child scheme. I do not know what is the best course of action to take or if there is any other way I have overlooked for the future. Please kindly advise me, It would be greatly appreciated!
I'm not an expert on HDB rules, but what would happen in the scenario where your father gets remarried and wants to a flat with his new wife? Would it not be better if you BTO with your spouse in that case?
It is impossible for a man to learn what he thinks he already knows - Epictetus
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therat
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by therat » Wed, 07 Feb 2024 9:21 pm
Purezen wrote: ↑Wed, 07 Feb 2024 3:26 pm
therat wrote: ↑Wed, 07 Feb 2024 9:29 am
did you discuss your plan with your future wife?
Yes, she say up to me to plan. Hence I want to know all the options I have.
I would suggest you give HDB a call and ask.
The question I can think off
1. Loan and loan duration.
2. Does your dad have HDB before with your mother?
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