https://www.mom.gov.sg/-/media/mom/docu ... hmarks.pdf
I just happen to be in the maximum age of the maximum paid sector in Singapore

A 45 year old in financial services industry, so I am competing with the best of the best in Singapore

Although it is a bit unfair to compare with industry benchmark, because what you do within the financial services industry matters. An back office operations person vs a front office trader, the gap is huge.
So a 45 year old financial services guy in the 65 percentile earns $17700 to get 10 points and 90 percentile guy earns $31384 to get 20points.
My salary is slightly less than $11000 and I work in IT and this salary is in the 65 percentile for IT sector. So I am paid appropriately in my opinion, it is just unfair to group IT guys working in financial services as financial services guys.