Relocating, travelling or planning to make Singapore home? Discuss the criterias, passes or visa that is required.
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Lisafuller
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by Lisafuller » Mon, 30 Jan 2023 10:27 pm
singaporeflyer wrote: ↑Mon, 30 Jan 2023 9:28 pm
MOCHS wrote: ↑Mon, 30 Jan 2023 9:16 pm
The application form does not even ask for your bank account number in the first place.
While I agree with this, do you think only with bank account number things can be traced? Financial checks can be run if needed without your bank account number with other details that have been provided in the application.
True, just like how CC companies can check your credit without much info on your end.
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sundaymorningstaple
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by sundaymorningstaple » Mon, 30 Jan 2023 10:27 pm
The only money they can see is that which is held in government ministries (CPF which you don't have yet). Private banking is not available to them except in the case of a legal battle which in not in the purview of ICA. They do not ask what your savings are. The may ask you if you own
property here or not, again, not normally and we've only ever heard of one but it was due to gaining PR via completely different route based on investments. I would agree with SF on your chances. Age might be the only issue but the fact that you have two kids in local schools, one a future NS man and the other a future Baby Oven should stand you in good stead I would think.
SOME PEOPLE TRY TO TURN BACK THEIR ODOMETERS. NOT ME. I WANT PEOPLE TO KNOW WHY I LOOK THIS WAY. I'VE TRAVELED A LONG WAY, AND SOME OF THE ROADS WEREN'T PAVED. ~ Will Rogers
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Lisafuller
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by Lisafuller » Mon, 30 Jan 2023 10:29 pm
AlokAgarwal wrote: ↑Mon, 30 Jan 2023 8:57 pm
Lisafuller wrote: ↑Mon, 30 Jan 2023 8:36 pm
AlokAgarwal wrote: ↑Mon, 30 Jan 2023 5:43 pm
Main applicant is 11.5 K and yes do have a HDB from past 10 years
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This is great, very clear indication that you have sunk your roots here.
Hello Lisafuller,
Thanks for your positive vibes. 1 thing which i have no clear answer on is do they also check the account balance of applicants? For example in our case we have balance of around 400K in both our accounts combined. However what i am unsure if that if we do a Fixed Deposit from that money as the rates are quite good and also buy some stocks then is that counted as having low cash on hand etc or do these things really matter in terms of what applicants are doing with their money?
Because of the fear that if i invest in Stocks then savings account balance will show low and which in turn might impact the application outcome i have stayed away from investing in stocks. Though i may be un necessary overthinking for this.
This is really overthinking imo... even if they have a problem with it what can be done on your end?
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Lisafuller
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by Lisafuller » Mon, 30 Jan 2023 10:30 pm
MOCHS wrote: ↑Mon, 30 Jan 2023 9:16 pm
The application form does not even ask for your bank account number in the first place.
Though I don't think the government does this, I don't doubt their ability to get ahold of whatever information they desire. I don't believe privacy is a thing here.
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Lisafuller
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by Lisafuller » Mon, 30 Jan 2023 10:32 pm
singaporeflyer wrote: ↑Mon, 30 Jan 2023 9:30 pm
AlokAgarwal wrote: ↑Mon, 30 Jan 2023 8:57 pm
Lisafuller wrote: ↑Mon, 30 Jan 2023 8:36 pm
This is great, very clear indication that you have sunk your roots here.
Hello Lisafuller,
Thanks for your positive vibes. 1 thing which i have no clear answer on is do they also check the account balance of applicants? For example in our case we have balance of around 400K in both our accounts combined. However what i am unsure if that if we do a Fixed Deposit from that money as the rates are quite good and also buy some stocks then is that counted as having low cash on hand etc or do these things really matter in terms of what applicants are doing with their money?
Because of the fear that if i invest in Stocks then savings account balance will show low and which in turn might impact the application outcome i have stayed away from investing in stocks. Though i may be un necessary overthinking for this.
As long as you don't have negative finance credit history/too much of loans, etc you should be ok.
The main applicant salary that you mentioned would be slightly short when they compare it with other applicants of your same ethnicity.
But considering other factors like kids in local schools, HDB, etc - I would feel you have 65-70% chance. You may lose little points due to age - Over 40. But I would not worry for that.
I believe age would be a much bigger problem if they didn't already have kids. Since they are only slightly over, and have children, I doubt it's as problematic.
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AlokAgarwal
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by AlokAgarwal » Mon, 30 Jan 2023 10:40 pm
sundaymorningstaple wrote: ↑Mon, 30 Jan 2023 10:27 pm
The only money they can see is that which is held in government ministries (CPF which you don't have yet). Private banking is not available to them except in the case of a legal battle which in not in the purview of ICA. They do not ask what your savings are. The may ask you if you own
property here or not, again, not normally and we've only ever heard of one but it was due to gaining PR via completely different route based on investments. I would agree with SF on your chances. Age might be the only issue but the fact that you have two kids in local schools, one a future NS man and the other a future Baby Oven should stand you in good stead I would think.
Thanks, you have really provided a very good insight and a logical one. This clarifies all doubts and makes it super clear.
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NYY1
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by NYY1 » Tue, 31 Jan 2023 6:05 am
For age, the % of new SC given to those > 40 yrs is 2x - 3x the % of new PR given to those > 40 yrs. Given the age of a first-time mother is ~31 yrs, it is not surprising to see people with reasonable profiles (many positive factors, including multiple kids) with parents in the 40s.
Of course, some could have converted (or tried to) earlier while still in their 30s. Similar to those above, I would think it's not the major factor given everything else here. I've thought apply SC after 5 - 10 years is kind of the "ideal" window (vs. 3 - 5 years, but shorter and longer both possible), although there seem to have been a few other I PTS PRs applying in the 2 - 3 year time recently.
Anyways, best of luck to AlokAgarwal. An individual application is hard to judge; either it is or it isn't approved, but I would think you have a good chance over the next few years. Just be prepared for long waits and you may need to give it a go again. Hopefully, things will fall your way the first time through.
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AlokAgarwal
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by AlokAgarwal » Tue, 31 Jan 2023 8:58 am
NYY1 wrote:For age, the % of new SC given to those > 40 yrs is 2x - 3x the % of new PR given to those > 40 yrs. Given the age of a first-time mother is ~31 yrs, it is not surprising to see people with reasonable profiles (many positive factors, including multiple kids) with parents in the 40s.
Of course, some could have converted (or tried to) earlier while still in their 30s. Similar to those above, I would think it's not the major factor given everything else here. I've thought apply SC after 5 - 10 years is kind of the "ideal" window (vs. 3 - 5 years, but shorter and longer both possible), although there seem to have been a few other I PTS PRs applying in the 2 - 3 year time recently.
Anyways, best of luck to AlokAgarwal. An individual application is hard to judge; either it is or it isn't approved, but I would think you have a good chance over the next few years. Just be prepared for long waits and you may need to give it a go again. Hopefully, things will fall your way the first time through.
Thank you NYY1 for the insights and your viewpoints. This forum is a good place and is very unbiased and helpful. Many active members are doing a super good job.
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Lisafuller
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by Lisafuller » Tue, 31 Jan 2023 7:45 pm
NYY1 wrote: ↑Tue, 31 Jan 2023 6:05 am
For age, the % of new SC given to those > 40 yrs is 2x - 3x the % of new PR given to those > 40 yrs. Given the age of a first-time mother is ~31 yrs, it is not surprising to see people with reasonable profiles (many positive factors, including multiple kids) with parents in the 40s.
Of course, some could have converted (or tried to) earlier while still in their 30s. Similar to those above, I would think it's not the major factor given everything else here. I've thought apply SC after 5 - 10 years is kind of the "ideal" window (vs. 3 - 5 years, but shorter and longer both possible), although there seem to have been a few other I PTS PRs applying in the 2 - 3 year time recently.
Anyways, best of luck to AlokAgarwal. An individual application is hard to judge; either it is or it isn't approved, but I would think you have a good chance over the next few years. Just be prepared for long waits and you may need to give it a go again. Hopefully, things will fall your way the first time through.
Good point, I've always thought the best time to apply for PR is anytime between 4 to 7 years. Three comes up a little short, whereas any number closer to 10 feels like purposeless waiting.
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Lisafuller
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by Lisafuller » Tue, 31 Jan 2023 7:45 pm
AlokAgarwal wrote: ↑Tue, 31 Jan 2023 8:58 am
NYY1 wrote:For age, the % of new SC given to those > 40 yrs is 2x - 3x the % of new PR given to those > 40 yrs. Given the age of a first-time mother is ~31 yrs, it is not surprising to see people with reasonable profiles (many positive factors, including multiple kids) with parents in the 40s.
Of course, some could have converted (or tried to) earlier while still in their 30s. Similar to those above, I would think it's not the major factor given everything else here. I've thought apply SC after 5 - 10 years is kind of the "ideal" window (vs. 3 - 5 years, but shorter and longer both possible), although there seem to have been a few other I PTS PRs applying in the 2 - 3 year time recently.
Anyways, best of luck to AlokAgarwal. An individual application is hard to judge; either it is or it isn't approved, but I would think you have a good chance over the next few years. Just be prepared for long waits and you may need to give it a go again. Hopefully, things will fall your way the first time through.
Thank you NYY1 for the insights and your viewpoints. This forum is a good place and is very unbiased and helpful. Many active members are doing a super good job.
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Best of luck to you! Let us know how it goes
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AlokAgarwal
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by AlokAgarwal » Tue, 31 Jan 2023 7:47 pm
Lisafuller wrote:AlokAgarwal wrote: ↑Tue, 31 Jan 2023 8:58 am
NYY1 wrote:For age, the % of new SC given to those > 40 yrs is 2x - 3x the % of new PR given to those > 40 yrs. Given the age of a first-time mother is ~31 yrs, it is not surprising to see people with reasonable profiles (many positive factors, including multiple kids) with parents in the 40s.
Of course, some could have converted (or tried to) earlier while still in their 30s. Similar to those above, I would think it's not the major factor given everything else here. I've thought apply SC after 5 - 10 years is kind of the "ideal" window (vs. 3 - 5 years, but shorter and longer both possible), although there seem to have been a few other I PTS PRs applying in the 2 - 3 year time recently.
Anyways, best of luck to AlokAgarwal. An individual application is hard to judge; either it is or it isn't approved, but I would think you have a good chance over the next few years. Just be prepared for long waits and you may need to give it a go again. Hopefully, things will fall your way the first time through.
Thank you NYY1 for the insights and your viewpoints. This forum is a good place and is very unbiased and helpful. Many active members are doing a super good job.
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Best of luck to you! Let us know how it goes
Sure i will update everyone with the happenings. Also planning to update salary slips as my partner got good hike.
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Lisafuller
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by Lisafuller » Tue, 31 Jan 2023 7:51 pm
AlokAgarwal wrote: ↑Tue, 31 Jan 2023 7:47 pm
Lisafuller wrote:AlokAgarwal wrote: ↑Tue, 31 Jan 2023 8:58 am
Thank you NYY1 for the insights and your viewpoints. This forum is a good place and is very unbiased and helpful. Many active members are doing a super good job.
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Best of luck to you! Let us know how it goes
Sure i will update everyone with the happenings. Also planning to update salary slips as my partner got good hike.
Sent from my iPhone using Tapatalk
A significant increase? Don't bother if not.
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AlokAgarwal
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by AlokAgarwal » Tue, 31 Jan 2023 8:00 pm
Lisafuller wrote:AlokAgarwal wrote: ↑Tue, 31 Jan 2023 7:47 pm
Lisafuller wrote:
Best of luck to you! Let us know how it goes
Sure i will update everyone with the happenings. Also planning to update salary slips as my partner got good hike.
Sent from my iPhone using Tapatalk
A significant increase? Don't bother if not.
35%
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sundaymorningstaple
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by sundaymorningstaple » Tue, 31 Jan 2023 10:23 pm
I'd say that is significant enough.

SOME PEOPLE TRY TO TURN BACK THEIR ODOMETERS. NOT ME. I WANT PEOPLE TO KNOW WHY I LOOK THIS WAY. I'VE TRAVELED A LONG WAY, AND SOME OF THE ROADS WEREN'T PAVED. ~ Will Rogers
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AlokAgarwal
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by AlokAgarwal » Fri, 17 Feb 2023 12:02 pm
Shall i just upload New Salary slip as an additional Document or i need to write to ICA asking on if i need to submit the new Salary Slip. Why i am asking is because when i upload new Salary slip as an additional document then how does ICA knows why i upload the new Salary slip because i feel that Additional documents are uploaded when ICA reach to us and ask us to upload.
But for my case since i have not reached to them hence it would be i uploading on my own.
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