When we had kids here, my employer self-ensured this benefit (including spouse of an employee) and let us claim up to $6,000 per child. Since the baby bonus, they cut it back to $3,000 per child, because the gov kicks in $3,000 (or more depending on how many citizen children you produce). At that time, we also exhausted any balance in Medisave, and we still had some out of pocket expense beyond that. It’s not cheap here, and keeps going up. Just in the 3 years that passed between my two kids (same hospital, same doctor, same procedures, same everything) it was 25% more, or 8% a year!korosensei wrote: ↑Wed, 30 Mar 2022 6:12 amHi
I just wondering if such insurance exist. Im currently pregnant now and thinking of getting insurance to top up the medisave of my husband (because he told me he can use his medisave to pay for my hospital bills for my giving birth). Currently I only have hospitalisation insurance from NTUC Income but not sure if that will cover expenses from bills from giving birth. Then I look through AIA healthsheild Gold Max their insurance plan seems okay. But I dont know what insurance to take either AIA healthsheild or Maternity insurance? Can someone help me on this? Im planning to give birth to a private hospital. I dont want to burden my husband with the bills thats why I want to take insurance. Im a foreigner by the way and my husband is the only one who has Medisheild because he is a local.
Thanks in advance for the advise.
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