Friend, I'm just answering the question you asked. Why so hostile?x9200 wrote: ↑Mon, 12 Jul 2021 9:52 am
Again, why should I care what are these plans designed for if the plan is good for Singapore? It seems it is more important to you what the plan is called rather than what it can deliver.
I use such plan for many years living in Singapore and found it superior also in terms of value for money to any so called local plans. I started with local ones 2 decades ago and found them not sufficient for the protection they provided. The fact that my current plan also covers oversees expenses is just an extra benefit.
Thanks, this is useful input, and I guess you have to look at the public insurance of your home country.malcontent wrote: ↑Mon, 12 Jul 2021 11:59 amFor US it’s company insurance until 65 then switch to Medicare.
For SG, primary cover would be IP via CPF Medisave, but also keep Medicare going in case there’s something beyond coverage limits or beyond Singapore’s capability (this actually happened to someone I know, Singapore lacked both the expertise and equipment for a rare but curable disease. It would have been a disaster has they not been able to fly to the US).
Can you wash your mouth and stop cursing?Myasis Dragon wrote: ↑Mon, 12 Jul 2021 1:31 am
It's absolutely f*cking correct. Most plans do not guarantee evacuation to your country of residence without special riders and additional cost.
So basically, you should read what you are buying and confirm the input of strangers on the internet.
Just skimmed through a few posts. I chose to reply to this one and not your reply to me. Part of why you are facing some hostility is perhaps the tone of your own replies. Like your reply to me.hershey wrote: ↑Mon, 12 Jul 2021 12:08 pmFriend, I'm just answering the question you asked. Why so hostile?x9200 wrote: ↑Mon, 12 Jul 2021 9:52 am
Again, why should I care what are these plans designed for if the plan is good for Singapore? It seems it is more important to you what the plan is called rather than what it can deliver.
I use such plan for many years living in Singapore and found it superior also in terms of value for money to any so called local plans. I started with local ones 2 decades ago and found them not sufficient for the protection they provided. The fact that my current plan also covers oversees expenses is just an extra benefit.
Also the "international" plans have broader coverage like non-hospitalization doctor visits. Most local insurance agents won't even know what this means. Broader coverage means higher costs of course.
They wouldn't know unless they have specific experience with the countries involved. For example, if you are an American expat working in Singapore but thinking you will retire in the USA or Guam, it would take a very specific agent to advise you on all the parts of the plan you want.
Agreed. I keep getting contacted on LinkedIn by advisors who claim to specialize in expat matters. I haven't indulged them because I don't consider myself an expat. I'm rooted enough to consider myself not requiring expat advice. But I can definitely see why someone would need such a consultant.
I don't understand... do you need international medical evacuation for a broken ankle?Myasis Dragon wrote: ↑Mon, 12 Jul 2021 11:26 amI broke an ankle riding dirt bikes down the Ho Chi Minh trail. Evacuation to Singapore was not an option. Saigon, yes, Bangkok, maybe, if I bitched enough. Singapore, no.
[sanitized by moderator] seems to be the only accessible Singapore option for expats and people who want to spend more for broader "international" health insurance plans. There may be good solo agents who know broader health insurance plans, but my friends and I have not found them.
I am a bit less friendly than usual for the reason the other posters already mentioned or pointed to - you seem to act as an insurance agent trying to sell some product and you are not really that friendly yourself. You didn't answers my questions, you just sticked to some marketing slogans without providing any proper insight. If you were honestly interested in discussion about different products or options I would expect to have it based on the content and not on the names. The names don't matter, only the content (coverage) does.hershey wrote: ↑Mon, 12 Jul 2021 12:08 pmFriend, I'm just answering the question you asked. Why so hostile?x9200 wrote: ↑Mon, 12 Jul 2021 9:52 am
Again, why should I care what are these plans designed for if the plan is good for Singapore? It seems it is more important to you what the plan is called rather than what it can deliver.
I use such plan for many years living in Singapore and found it superior also in terms of value for money to any so called local plans. I started with local ones 2 decades ago and found them not sufficient for the protection they provided. The fact that my current plan also covers oversees expenses is just an extra benefit.
Also the "international" plans have broader coverage like non-hospitalization doctor visits. Most local insurance agents won't even know what this means. Broader coverage means higher costs of course.
Am I going to be getting hershey squirts on this porcelain bus?
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