If you could turn back the clock to 5 years ago...what would you do?

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abbby
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If you could turn back the clock to 5 years ago...what would you do?

Post by abbby » Thu, 01 Jul 2021 12:54 pm

....I would buy a few properties knowing they could go up so much. :D :D
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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by malcontent » Thu, 01 Jul 2021 1:30 pm

Singapore non-landed property price index rose from 167 five years ago to 204 today. That is around 4% p.a. but that excludes stamp duty, ABSD, commissions, maintenance costs, management fees and property taxes.

By comparison, the S&P500 index rose from 2,100 five years ago to 4,300 today. That is 15% p.a. and excludes dividends which would add at least add another percent, even after considering commissions, fees & withholding taxes.
It’s not what happens to you, but how you react to it that matters ~ Epictetus

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by PNGMK » Thu, 01 Jul 2021 1:34 pm

I'd have quit my miserable corporate job and switched to freelance which I enjoy so much more.

I'd buy into Saxo MOAT funds much earlier as well.
I not lawyer/teacher/CPA.
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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by tiktok » Thu, 01 Jul 2021 2:09 pm

I'd have bought TQQQ
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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by Wd40 » Thu, 01 Jul 2021 2:09 pm

Ignoring financial gain opportunities stuff(bitcoin anyone?) for me 5 years is too short and I think I would do the same thing again, as I havent discovered anything new that I could have done, even 10 years for that matter.

But if you wind back the clock long enough may be 15 years ago, I would have done things differently, especially careerwise.

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by bro75 » Thu, 01 Jul 2021 2:18 pm

Bitcoin, Tech Stocks

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by midlet2013 » Sat, 31 Jul 2021 3:36 am

Exactly. We actually bght tech stocks instead of a house and while we would have done better, it was a wiser decision .

However , I would change two more things. One is good and Health. I would stop eating most of Indian food which is carb rich.

I would also focus on mental health and develop more optimism and positive thinking.

Cuz for me money/career , health n sound mind r the three pillars of good life.

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by stanley81ng » Thu, 09 Dec 2021 7:43 pm

I will not change anything...

It's like what Steve Job said in the Standford University speech, you should look at the mirror and ask yourself everyday if this is what you want to do, if its not, you should make a change.

I think the key is to reflect yourself on a regular basis

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by JWNYsg » Sat, 25 Dec 2021 9:28 am

abbby wrote:
Thu, 01 Jul 2021 12:54 pm
....I would buy a few properties knowing they could go up so much. :D :D
Can’t afford that myself. But I would buy a couple of watches. The luxury watch segment has also exploded for some specific models

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by Lisafuller » Sun, 26 Dec 2021 1:18 am

Would have invested more into Tesla. Although to be honest, I hold the belief that regretting ones past is pointless.

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by Lisafuller » Mon, 27 Dec 2021 2:19 am

Wd40 wrote:
Thu, 01 Jul 2021 2:09 pm
Ignoring financial gain opportunities stuff(bitcoin anyone?) for me 5 years is too short and I think I would do the same thing again, as I havent discovered anything new that I could have done, even 10 years for that matter.

But if you wind back the clock long enough may be 15 years ago, I would have done things differently, especially careerwise.
Bitcoin, crypto, and NFTs. Come to think of it, 5 years really isn’t a long enough time, especially considering much of the last 5 have been spent weathering COVID.

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by Lisafuller » Mon, 27 Dec 2021 2:20 am

JWNYsg wrote:
Sat, 25 Dec 2021 9:28 am
abbby wrote:
Thu, 01 Jul 2021 12:54 pm
....I would buy a few properties knowing they could go up so much. :D :D
Can’t afford that myself. But I would buy a couple of watches. The luxury watch segment has also exploded for some specific models
Any specific model in mind? Not sure the value of any watches would have appreciated enough in the 5 years to have made it worth the investment.

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by Lisafuller » Mon, 27 Dec 2021 2:21 am

midlet2013 wrote:
Sat, 31 Jul 2021 3:36 am
Exactly. We actually bght tech stocks instead of a house and while we would have done better, it was a wiser decision .

However , I would change two more things. One is good and Health. I would stop eating most of Indian food which is carb rich.

I would also focus on mental health and develop more optimism and positive thinking.

Cuz for me money/career , health n sound mind r the three pillars of good life.
Completely agree with the last line. On second thought, other than missed financial opportunities, I would spend more time exercising so I could be fitter and in better health.

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by JWNYsg » Mon, 27 Dec 2021 2:32 pm

Lisafuller wrote:
Mon, 27 Dec 2021 2:20 am
JWNYsg wrote:
Sat, 25 Dec 2021 9:28 am
abbby wrote:
Thu, 01 Jul 2021 12:54 pm
....I would buy a few properties knowing they could go up so much. :D :D
Can’t afford that myself. But I would buy a couple of watches. The luxury watch segment has also exploded for some specific models
Any specific model in mind? Not sure the value of any watches would have appreciated enough in the 5 years to have made it worth the investment.
Most of the sporty models of Rolex, Audemars and Patek.

But only if we knew…

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Re: If you could turn back the clock to 5 years ago...what would you do?

Post by Lisafuller » Tue, 28 Dec 2021 3:18 am

JWNYsg wrote:
Mon, 27 Dec 2021 2:32 pm
Lisafuller wrote:
Mon, 27 Dec 2021 2:20 am
JWNYsg wrote:
Sat, 25 Dec 2021 9:28 am


Can’t afford that myself. But I would buy a couple of watches. The luxury watch segment has also exploded for some specific models
Any specific model in mind? Not sure the value of any watches would have appreciated enough in the 5 years to have made it worth the investment.
Most of the sporty models of Rolex, Audemars and Patek.

But only if we knew…
AP and PP watches are so classy, I’m finding more and more that the people who wear Rolexes are the NR younger folk.

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