Foreigner spouse, local husband buy HDB

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Phathaicotoi
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Foreigner spouse, local husband buy HDB

Post by Phathaicotoi » Wed, 12 May 2021 9:47 am

Can a foreigner wife and Singaporean husband buy a resale HDB?

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bro75
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Re: Foreigner spouse, local husband buy HDB

Post by bro75 » Wed, 12 May 2021 10:43 am

Yes, you can do so under the non-citizen spouse scheme.

https://www.hdb.gov.sg/residential/buyi ... ligibility

MOCHS
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Re: Foreigner spouse, local husband buy HDB

Post by MOCHS » Mon, 17 May 2021 1:34 pm

You definitely can under Non-Citizen Spouse Scheme but take note if you’re getting a HDB loan, only the Singaporean’s salary is considered, not the foreigner spouse’s salary as the logic is HDBs can only be owned by Singaporeans/PRs.

Same logic applies for housing grants too. Even if you have formed a family unit, you’ll only be eligible for a singles grant.

I’m a Singaporean with a foreigner husband and bought a resale flat with my salary alone. I understand all the challenges. It’s tough but definitely do-able. You’ll just have to be more prudent with your budget.

If you have a Singaporean child, it’s a whole different story altogether and you can buy under a different eligibility scheme.

Sunjackal
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Re: Foreigner spouse, local husband buy HDB

Post by Sunjackal » Mon, 31 May 2021 9:44 am

We’ve just bought a resale HDB using “Public Scheme”

She is the SC and we have a SC born child. If we did not have a child, then we would have had to go down the Non Citizen Spouse route.

We haven’t taken out a loan, though, so I can’t help with that!

howdytay
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Re: Foreigner spouse, local husband buy HDB

Post by howdytay » Mon, 07 Jun 2021 5:45 pm


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