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by ProvenPracticalFlexible » Thu, 23 Jan 2020 2:15 pm
Are you asking whether you should lie when you get an insurance policy?
I wouldn't recommend, even without being an expert on insurance laws it could easily can make you insurance policy void, and they'll use every trick try not pay you if you get caught.
for example if you are treated by a doctor and the doctor will ask you about your earlier medical history that may be relevant for the treatment, would you lie to the doctor? I wouldn't. Now the doctors analysis, prescription and operations etc would go to the insurance company obviously if they are to pick up the bill. so even if they cannot get all your medical history from overseas, it would be quite stupid to lie, (not disclosing it correctly as you put it).