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How foreign health insurance company check our medical history?

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Happyhappyhappy
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How foreign health insurance company check our medical history?

Post by Happyhappyhappy » Sat, 11 Jan 2020 12:27 am

Hello for all. I want to ask a question about insurance companies.

I am living in Asia and My all previous medical history was in a foreign country, how would the insurer know what older claims for the medical situation at hand ?
if I don’t disclose my medical past Correctly , insurance company can obtain my medical reports from overseas ?

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ProvenPracticalFlexible
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Re: How foreign health insurance company check our medical history?

Post by ProvenPracticalFlexible » Thu, 23 Jan 2020 2:15 pm

Are you asking whether you should lie when you get an insurance policy?

I wouldn't recommend, even without being an expert on insurance laws it could easily can make you insurance policy void, and they'll use every trick try not pay you if you get caught.

for example if you are treated by a doctor and the doctor will ask you about your earlier medical history that may be relevant for the treatment, would you lie to the doctor? I wouldn't. Now the doctors analysis, prescription and operations etc would go to the insurance company obviously if they are to pick up the bill. so even if they cannot get all your medical history from overseas, it would be quite stupid to lie, (not disclosing it correctly as you put it).

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PNGMK
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Re: How foreign health insurance company check our medical history?

Post by PNGMK » Mon, 27 Jan 2020 5:01 pm

The bastards illegally share information. I'm sure of it.
I not lawyer/teacher/CPA.
You've been arrested? Law Society of Singapore can provide referrals.
You want an International School job? School website or http://www.ISS.edu
Your rugrat needs a School? Avoid for profit schools
You need Tax advice? Ask a CPA
You ran away without doing NS? Shame on you!

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