Insurance - Moving from Expat to Local WHILE pregnant
Posted: Mon, 09 Jul 2018 10:35 am
Hi team,
Weird situation... my husband's expat contract and associated expat health insurance is going to wrap up earlier than originally planned (cost cutting, grrrr) and we are looking to transfer onto a local contract with his company. Unfortunately this means that our wonderful CIGNA international expat health insurance will wrap up in December.
We have been trying to get pregnant and now I'm worried that while the OBGYN fees will be covered while on the expat insurance, what happens with delivery fees etc.? If I switch onto a new health insurance policy halfway through my pregnancy, I understand that in Singapore I'd technically have to re-serve waiting periods (unlike in Australia where your coverage would continue based on previous coverage). Any ideas on how to get around this? E.g. Could we prepay our maternity package while still covered under the old plan?
Thanks!!!
Weird situation... my husband's expat contract and associated expat health insurance is going to wrap up earlier than originally planned (cost cutting, grrrr) and we are looking to transfer onto a local contract with his company. Unfortunately this means that our wonderful CIGNA international expat health insurance will wrap up in December.
We have been trying to get pregnant and now I'm worried that while the OBGYN fees will be covered while on the expat insurance, what happens with delivery fees etc.? If I switch onto a new health insurance policy halfway through my pregnancy, I understand that in Singapore I'd technically have to re-serve waiting periods (unlike in Australia where your coverage would continue based on previous coverage). Any ideas on how to get around this? E.g. Could we prepay our maternity package while still covered under the old plan?
Thanks!!!