Why wouldn't you get travel insurance?martincymru wrote:It's clear that in an emergency you will be treated.
However, it is very vague as to what you will be charged and how they intend to make you pay. They cannot stop you leaving the UK.
Welcome your thoughts. ( Context: Filipino, 2 week holiday, limited means, no insurance ).
You can leave the United Kingdom with an unpaid medical bill, true -- assuming you're able to leave. (More on this point in a moment.) But then U.K. Visas and Immigration can stop you from ever reentering the United Kingdom. Starting on October 31, 2011, an unpaid medical debt of £1000 or more that's at least 3 months in arrears is reason enough to deny you reentry and deny future visas. It's possible in the future the U.K. unpaid medical debts travel ban will be extended to the entire European Union since the U.K. is (and probably will remain) a member of the EU.martincymru wrote:However, it is very vague as to what you will be charged and how they intend to make you pay. They cannot stop you leaving the UK.
I guess Martin in enquiring on behalf of somebody else !!Barnsley wrote:Why wouldn't you get travel insurance?martincymru wrote:
Welcome your thoughts. ( Context: Filipino, 2 week holiday, limited means, no insurance ).
Seems a bit of an oversight.
For reference, Hong Leong Group's HL Assurance Basic policy costs S$53 for one adult visiting the United Kingdom from June 1, 2016, through June 15, 2016, purchased directly online. There's no excess with that policy (a common feature with travel insurance, actually), and the policy limit is $150,000 for overseas medical expenses (pretty reasonable for the NHS, much less reasonable in the U.S. for example) with no limit for repatriation expenses. There's also coverage for trip cancellation, postponement, lost baggage, lost travel documents, personal liability, etc.ecureilx wrote:Martin, get the cheapest travel insurance, should be less than 60$, though with high excess.
nakatago wrote: * For Filipinos applying for a visa, it's always better to have more than the minimum documents than they require, if only to build up a case.
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