Singapore Expats Forum

Free Medical Help in UK for Tourists ?

Discuss about the latest news & interesting topics, real life experience or other out of topic discussions with locals & expatriates in Singapore.

User avatar
martincymru
Chatter
Chatter
Posts: 438
Joined: Thu, 16 Oct 2008
Location: out & about

Free Medical Help in UK for Tourists ?

Postby martincymru » Tue, 03 May 2016 4:15 pm

It's clear that in an emergency you will be treated.

However, it is very vague as to what you will be charged and how they intend to make you pay. They cannot stop you leaving the UK.

Welcome your thoughts. ( Context: Filipino, 2 week holiday, limited means, no insurance ).

User avatar
Barnsley
Manager
Manager
Posts: 2071
Joined: Tue, 10 Jun 2008
Location: Pasir Ris
Contact:

Re: Free Medical Help in UK for Tourists ?

Postby Barnsley » Tue, 03 May 2016 6:19 pm

martincymru wrote:It's clear that in an emergency you will be treated.

However, it is very vague as to what you will be charged and how they intend to make you pay. They cannot stop you leaving the UK.

Welcome your thoughts. ( Context: Filipino, 2 week holiday, limited means, no insurance ).


Why wouldn't you get travel insurance?

Seems a bit of an oversight.
Life is short, paddle harder!!

BBCWatcher
Editor
Editor
Posts: 1035
Joined: Sun, 13 Sep 2015

Re: Free Medical Help in UK for Tourists ?

Postby BBCWatcher » Tue, 03 May 2016 9:47 pm

martincymru wrote:However, it is very vague as to what you will be charged and how they intend to make you pay. They cannot stop you leaving the UK.

You can leave the United Kingdom with an unpaid medical bill, true -- assuming you're able to leave. (More on this point in a moment.) But then U.K. Visas and Immigration can stop you from ever reentering the United Kingdom. Starting on October 31, 2011, an unpaid medical debt of £1000 or more that's at least 3 months in arrears is reason enough to deny you reentry and deny future visas. It's possible in the future the U.K. unpaid medical debts travel ban will be extended to the entire European Union since the U.K. is (and probably will remain) a member of the EU.

A medical calamity might mean you can't physically leave the United Kingdom, i.e. that you're not medically fit for travel (at least not without special medical transport) or you're dead. The U.K. government is under no obligation to pay for special medical transport or for repatriating your remains. Adequate insurance covers such contingencies, too.

User avatar
ecureilx
Immortal
Immortal
Posts: 9302
Joined: Fri, 20 Aug 2010

Re: RE: Re: Free Medical Help in UK for Tourists ?

Postby ecureilx » Tue, 03 May 2016 9:54 pm

Barnsley wrote:
martincymru wrote:
Welcome your thoughts. ( Context: Filipino, 2 week holiday, limited means, no insurance ).


Why wouldn't you get travel insurance?

Seems a bit of an oversight.


I guess Martin in enquiring on behalf of somebody else !!

Martin, get the cheapest travel insurance, should be less than 60$, though with high excess.

User avatar
martincymru
Chatter
Chatter
Posts: 438
Joined: Thu, 16 Oct 2008
Location: out & about

Re: Free Medical Help in UK for Tourists ?

Postby martincymru » Wed, 04 May 2016 8:48 am

Yes, better to get the necessary insurance.

It remains though a somewhat murky area.

BBCWatcher
Editor
Editor
Posts: 1035
Joined: Sun, 13 Sep 2015

Re: RE: Re: Free Medical Help in UK for Tourists ?

Postby BBCWatcher » Wed, 04 May 2016 1:00 pm

ecureilx wrote:Martin, get the cheapest travel insurance, should be less than 60$, though with high excess.

For reference, Hong Leong Group's HL Assurance Basic policy costs S$53 for one adult visiting the United Kingdom from June 1, 2016, through June 15, 2016, purchased directly online. There's no excess with that policy (a common feature with travel insurance, actually), and the policy limit is $150,000 for overseas medical expenses (pretty reasonable for the NHS, much less reasonable in the U.S. for example) with no limit for repatriation expenses. There's also coverage for trip cancellation, postponement, lost baggage, lost travel documents, personal liability, etc.

Shop around, though. That's not necessarily the best offer, but it's not bad.

Sometimes if you have charged your full air fare to a credit card the credit card company tosses in some free travel insurance, although usually with lower limits than standalone travel insurance. Check your credit card agreement.

User avatar
nakatago
Moderator
Moderator
Posts: 8333
Joined: Tue, 01 Sep 2009
Location: Sister Margaret’s School for Wayward Children
Contact:

Re: Free Medical Help in UK for Tourists ?

Postby nakatago » Thu, 05 May 2016 6:58 am

* Get medical travel insurance.
* Confirm with the UK embassy what's the cover amount required. E.g. Schengen visa requires 30K EUR and repatriation in case of emergency.
* For Filipinos applying for a visa, it's always better to have more than the minimum documents than they require, if only to build up a case.

User avatar
ecureilx
Immortal
Immortal
Posts: 9302
Joined: Fri, 20 Aug 2010

Re: RE: Re: Free Medical Help in UK for Tourists ?

Postby ecureilx » Thu, 05 May 2016 8:38 am

nakatago wrote:* For Filipinos applying for a visa, it's always better to have more than the minimum documents than they require, if only to build up a case.




  • Similar Topics
    Replies
    Views
    Last post

Return to “General Discussions”

Who is online

Users browsing this forum: No registered users and 7 guests