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How to Adult 101: Getting out of Singapore!

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Akimbo
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Re: How to Adult 101: Getting out of Singapore!

Postby Akimbo » Mon, 11 Jan 2016 9:11 am

ScoobyDoes wrote:
Akimbo.......like property, which if possible you should never sell but find other uses, bank accounts are always best left open somehow. They will only get harder to open as years go by and you never know when they'll come in handy. Out of four countries I've lived, I still have at least one account in all of them and with internet access it's usually easy to control.

My account in Malaysia is the hardest to keep alive as online banking gets disabled after 3months of inactivity......needless to say, it hasn't worked for the past 12-18months now as I can't be bothered fixing it but anyway, the money and account are all still there.....according to paper statements.


Hi everyone, I just figured out something that can be a bit annoying to me, which is about the UOB account's home address.

Since obviously for the next few years I will not be in Singapore to handle the account in person, and there is no guarantee my flatmates will still be in the same HDB unit to help me gather any loose mails from the bank (even though I've switched to e-statements)

How would you put your "home address" in the bank? Isn't it that if you put your home address in another country, it becomes obvious to the bank that you're not in the same country anymore?

How did you do it, Scooby?
My thread...The Weekenders If you need my e-mail address, it's in the first post of the thread.

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Strong Eagle
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Re: How to Adult 101: Getting out of Singapore!

Postby Strong Eagle » Mon, 11 Jan 2016 1:04 pm

I have UOB and Stan Chart accounts. Both have my USA address. I still bank online and can use my ATM card in the USA... Cirrus only... crappy fees. Never ever had them ask me about my address... UOB just sent my new credit cards to my USA address.

Just update your address to where you are living.

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Re: How to Adult 101: Getting out of Singapore!

Postby Akimbo » Mon, 11 Jan 2016 1:38 pm

Strong Eagle wrote:I have UOB and Stan Chart accounts. Both have my USA address. I still bank online and can use my ATM card in the USA... Cirrus only... crappy fees. Never ever had them ask me about my address... UOB just sent my new credit cards to my USA address.

Just update your address to where you are living.


Thanks, SE!
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Re: How to Adult 101: Getting out of Singapore!

Postby ScoobyDoes » Tue, 12 Jan 2016 5:24 pm

Akimbo wrote:How did you do it, Scooby?


The bank doesn't care where you live now.......they only care where you live when the account is opened, and that you have the legal right to do so.

I get HLB paper statements for account, time deposits and credit card all sent separately to Singapore from Malaysia. My HSBC account in the UK has been sending me statements here as well but have now gone paperless.
'When Lewis Hamilton wins a race he has to thank Vodafone whereas in my day I used to chase the crumpet. I know which era I'd rather race in.'

SIR Stirling Moss OBE

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Re: How to Adult 101: Getting out of Singapore!

Postby Akimbo » Wed, 13 Jan 2016 7:39 am

Strong Eagle wrote:I have UOB and Stan Chart accounts. Both have my USA address. I still bank online and can use my ATM card in the USA...


By the way SE, with your UOB account, the 2FA SMS-OTP is linked to the SG phone number at the beginning, how did you change it to your US phone number? (assuming the US number is entirely new, so you didn't know it at the time to change it while in Singapore)

Because as far as I've googled it, there is no way to change the SMS-OTP number via online other than by physically filling up a form and mailing it to the bank.
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Re: How to Adult 101: Getting out of Singapore!

Postby Strong Eagle » Wed, 13 Jan 2016 8:38 am

Akimbo wrote:
Strong Eagle wrote:I have UOB and Stan Chart accounts. Both have my USA address. I still bank online and can use my ATM card in the USA...


By the way SE, with your UOB account, the 2FA SMS-OTP is linked to the SG phone number at the beginning, how did you change it to your US phone number? (assuming the US number is entirely new, so you didn't know it at the time to change it while in Singapore)

Because as far as I've googled it, there is no way to change the SMS-OTP number via online other than by physically filling up a form and mailing it to the bank.


I had the whole thing setup when I was in Singapore. I am able to change my phone number online... and I did not have my US number when I left Singapore... don't remember if I had to jump through hoops to get it set up initially... but it all works fine... except for the thoroughly pain in the ass debit card that is also my RSA token for certain kinds of transactions... it works... but a hassle.


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