Hi All,
I'm an Indian national now working out of Malaysia. I am treated like a freelance contractor for a Norwegian company, so it is necessary that my income does not follow a strictly steady pattern. I earn in USD.
While in Malaysia, I tried to apply a car loan but had a lot of trouble because of foreigner status. They also said I had no credit score. I did finally managed to get a personal loan online thru a website called [####sanitised####]. It's more expensive than a car loan, but still better than nothing.
Recently, I accepted a contract that requires me to be based out of SG come Jan 2016 for 2 years. Learning from my experience in Malaysia, I have some pre-emptive questions about foreigner credit score in SG .
1) How easy is it for foreigners to get at least a credit card? From learning, my mistake was not getting a credit card to build my credit history in Malaysia
2) What is a good comparable site like [####sanitised####] in Singapore where I can apply online?
TQ.